Pioneer State Bank No. 36 | |
Location | 4046 Huron Street (M-90) North Branch, Michigan |
---|---|
Coordinates | 43°13′45″N83°11′36″W / 43.22917°N 83.19333°W Coordinates: 43°13′45″N83°11′36″W / 43.22917°N 83.19333°W |
Built | 1906 |
Architect | Dillon Clark, Alverton Munger |
Architectural style | Renaissance Revival |
NRHP reference # | 82002846 [1] |
Significant dates | |
Added to NRHP | April 22, 1982 |
Designated MSHS | October 23, 1979 [2] |
The Pioneer State Bank No. 36 is a bank building located at 4046 Huron Street (M-90) in the village of North Branch in North Branch Township in northern Lapeer County, Michigan. The bank stands as the oldest bank institution in North Branch. It was designated as a Michigan State Historic Site on October 23, 1979 and later added to the National Register of Historic Places on April 22, 1982. [1] [2]
A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.
M-90 is a state trunkline highway in The Thumb region of the US state of Michigan. It runs from near North Branch eastward to Lexington situated on Lake Huron. The highway is a lightly traveled roadway that runs through rural farmlands. The trunkline runs mostly east–west with two short north–south segments where it turns to run concurrently with other state highways. Along the routing, there are two river crossings and one railroad crossing.
North Branch is a village in Lapeer County in the U.S. state of Michigan. The population was 1,033 at the 2010 census. The village is located within North Branch Township.
Pioneer State Bank was founded in 1885. In 1889, by Frederick C. Ballard, a prominent local investor and financier, helped reorganize the bank. In 1902, Ballard's son Charles commissioned architects Dillon Clark and Alverton Munger of Bay City to design this building. In 1903 he purchased the present site for the new building, and construction was completed in 1906. The structure continues to operate as an independent bank. [2]
Bay City is a city in Bay County, Michigan, located near the base of the Saginaw Bay on Lake Huron. As of the 2010 census, the city's population was 34,932, and is the principal city of the Bay City Metropolitan Statistical Area, which is included in the Saginaw-Midland-Bay City Combined Statistical Area. The city, along with nearby Midland and Saginaw, form the Greater Tri-Cities region of Central Michigan, which has more recently been called the Great Lakes Bay Region.
The Pioneer State Bank building is a simple, rectangular, two-story brick building in the style of Renaissance Revival architecture. [2] It measures 24 feet by 79 feet. The main facade has a classically-inspired first floor door enframement, flanked by pilasters and capped by a pediment. A single large window is to one side. Three one-over-one double hung windows with limestone lintels are arranged symmetrically on the second floor. Brick quoins decorate the corner, and limestone beltcourses at the first and second story levels, and the brick cornice line, continue around from the front to first bay of the side facade. The remaining five bays are simpler in design. [3]
Renaissance Revival architecture is a group of 19th century architectural revival styles which were neither Greek Revival nor Gothic Revival but which instead drew inspiration from a wide range of classicizing Italian modes. Under the broad designation "Renaissance architecture" nineteenth-century architects and critics went beyond the architectural style which began in Florence and central Italy in the early 15th century as an expression of Humanism; they also included styles we would identify as Mannerist or Baroque. Self-applied style designations were rife in the mid- and later nineteenth century: "Neo-Renaissance" might be applied by contemporaries to structures that others called "Italianate", or when many French Baroque features are present.
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