The topic of this article may not meet Wikipedia's notability guidelines for companies and organizations .(February 2021) |
Type | Equity based Crowdfunding |
---|---|
Industry | Real Estate |
Founded | 2014Hamburg, Germany | in
Founder | Carl-Friedrich von Stechow Dr. Stefan Wiskemann Moritz Eversmann |
Services | Real Estate Investments |
Website | www |
Zinsland is a crowdfunding platform for real estate investments. It was founded in 2014.
Civum GmbH is based in Hamburg and was founded by Carl Friedrich von Stechow, Moritz Eversmann and Dr. Stefan Wiskemann. Its first real estate financing platform Zinsland was launched in March 2015. [1]
In 2018, Zinsland reached 50 million euros in funding volume. In 2019, with a portfolio consisting of three projects in the greater Düsseldorf area, Zinsland launched the first public bond on its platform. [2]
Civum announced the development of Caladio in April 2019. David Werner became the new chief technology officer (CTO) to support Zinsland in building Caladio. [3]
With a total funding of 600,000 euros reached in only 12 minutes in January 2019, the real estate project "Haus am Michaelsberg" was the platform's fastest funding. Over 250 investors supported the building of 29 condominiums in Siegburg, Germany.[ citation needed ]
Caladio allows the Zinsland platform to be the first ever provider of a completely digital service for real estate financing, [4] supporting every stakeholder in their process from credit application to credit reporting.[ citation needed ] At the same time, Zinsland is collaborating with the bank 'Taunus-Sparkasse' and real estate developers.[ citation needed ]
Crowd-investors warn of the high default risks of crowdfunded loans. [5] [6]
Real estate investing involves the purchase, management and sale or rental of real estate for profit. Someone who actively or passively invests in real estate is called a real estate entrepreneur or a real estate investor. Some investors actively develop, improve or renovate properties to make more money from them.
Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Peer-to-peer lending companies often offer their services online, and attempt to operate with lower overhead and provide their services more cheaply than traditional financial institutions. As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates, even after the P2P lending company has taken a fee for providing the match-making platform and credit checking the borrower. There is the risk of the borrower defaulting on the loans taken out from peer-lending websites.
Fan-funded music is crowdfunding for music. Often, fan-funded music occurs in conjunction with direct-to-fan marketing. Fans of music have the option to donate and collectively raise money with the goal of jump-starting the career of a given musical artist. The fan-funding of music occurs primarily through web-based services using a business model for crowdfunding. Fans are typically given rewards based on their monetary contributions.
InvestedIn is a crowd funding website for fund raising projects and charity events such as walkathons and celebrity cause-based campaigns. InvestedIn is also a technology provider offering a white label crowdfunding platform for commercial and non-profit use.
Symbid is an online funding platform providing access to traditional and alternative finance for small and medium-sized enterprises. Headquartered in Rotterdam, Netherlands, Symbid was founded in April 2011 by Dutch entrepreneurs Robin Slakhorst and Korstiaan Zandvliet as one of the first equity crowdfunding platforms worldwide. Since 2017, Symbid operated under the license of Ilfa Group, that bought Symbid early 2019.
Companisto is an international equity-based crowdfunding website. It was founded by the lawyers David Rhotert and Tamo Zwinge in June 2012, in Berlin. Companisto allows investors to invest in startups. In return, they become shareholders and are entitled to a share of any profits, as well as potentially benefiting from an exit. Companisto has over 145.000 investors from 92 countries. It is Germany's largest network for investments in start-ups and growth companies.
Invesdor is an international crowdfunding platform operated by several companies which make up the Invesdor Group. With headquarters in Berlin, Germany; Helsinki, Finland; Vienna, Austria and Amsterdam, the Netherlands, Invesdor is one of Europe’s largest crowdfunding platforms and operates as an intermediary between companies seeking investment and investors. Invesdor’s low investment threshold aims to empower small investors to invest via their platform. As of May 2023, Invesdor has been able to connect over 170,000 investors with projects they see the potential in, collecting €438 million in pledges from them. Financed projects include for example restaurants, medtech companies, and sustainable energy projects such as solar and windfarms.
Fundrise is a Washington, D.C.-based financial technology company founded in 2010 that operates an online investment platform. Fundrise has been labeled as the first company to successfully crowdfund investment into the real estate market.
Equity crowdfunding is the online offering of private company securities to a group of people for investment and therefore it is a part of the capital markets. Because equity crowdfunding involves investment into a commercial enterprise, it is often subject to securities and financial regulation. Equity crowdfunding is also referred to as crowdinvesting, investment crowdfunding, or crowd equity.
The House Crowd was a UK peer to peer lending and crowdfunding platform that allowed people to invest in bridging loans and property development loans from £1,000. In 2018, the business achieved authorisation from the Financial Conduct Authority and launched their Innovative Finance ISA. As of January 2019, The House Crowd had funded 368 properties, raised over £93 million and paid investors returns in excess of £38 million. The House Crowd was placed into administration on 24 February 2021.
Good Shepherd Entertainment is a Dutch video game publisher based in Amsterdam. The company was founded in 2011 and opened its equity crowdfunding platform in September 2012. Gambitious' publishing label was opened in 2014, offering publishing services. In August 2017, Gambitious Digital Entertainment was rebranded Good Shepherd Entertainment whereas they ceased their crowdfunding activities and fully transitioned into being a publisher. Having been a consultant to the company prior, Brian Grigsby now became the CEO of the company.
Patrizia SE has been active as an investment manager in the real estate market across Europe for more than 38 years. Based in Augsburg, Germany, the company is listed on the Frankfurt stock exchange and, among others, is a member of the SDAX and MSCI World Small Cap Index.
Exporo is a real estate crowdfunding platform, based in Hamburg, Germany.
Crowdfunding is the practice of funding a project or venture by raising money from a large number of people, typically via the internet. Crowdfunding is a form of crowdsourcing and alternative finance. In 2015, over US$34 billion was raised worldwide by crowdfunding.
Prodigy Network is an online real-estate crowdfunding platform that crowdfunds real-estate investments supported by capital from individual and institutional investors. Its platform provides tools for investors to browse investments, perform due diligence and invest online. It is marketed to international investors and to accredited investors in the United States, and has raised $600 million from investors in 37 countries.
Funding Societies is a Southeast Asia’s digital financing platform for small and medium-sized enterprises (SMEs), headquartered in Singapore. It was the first such platform in Singapore to engage an escrow agency to independently and safely manage investors’ funds. In Indonesia it is known as Modalku. Since its launch, it has disbursed more than US$2.6 billion in business financing to MSMEs through more than 5.1 million loan transactions.
Pax-Bank eG is a German bank that focuses on Christian finance headquartered in Cologne. The bank states that it is a German: Bank für Kirche und Caritas, a cooperative Catholic universal bank. Its members consist of institutions of the Catholic Church and private individuals from the clerical field. The bank was founded as a self-help organization by and for priests in 1917 in Cologne.
Groundfloor is an American real estate investing and lending marketplace. It was the first real estate crowdfunding company to achieve SEC qualification utilizing Regulation A+ since the regulation became operable through the JOBS Act.
Bergfürst AG is a German equity crowdfunding firm, financial services provider and former bank headquartered in Berlin, Germany.