In its broadest sense,no-fault insurance is any type of insurance contract under which the insured party is indemnified by their own insurance company for losses,regardless of the source of the cause of loss. In this sense,it is similar to first-party coverage. The term "no-fault" is most commonly used in the United States,Australia,and Canada when referring to state or provincial automobile insurance laws where a policyholder and their passengers are reimbursed by the policyholder's own insurance company without proof of fault,and are restricted in their right to seek recovery through the civil-justice system for losses caused by other parties. No-fault insurance has the goal of lowering premium costs by avoiding expensive litigation over the causes of the collision,while providing quick payments for injuries or loss of property.
Nancy Boyda is an American chemist and politician. She is a former Democratic U.S. Representative for Kansas's 2nd congressional district,serving from 2007 to 2009. On November 4,2008,Boyda was defeated for re-election to a second term by Kansas State Treasurer Lynn Jenkins. She was the Democratic nominee for the seat in the 2024 election,where she was defeated by Republican candidate Derek Schmidt.
The Kansas Insurance Commissioner (KIC),in full the Kansas State Insurance Commissioner,has the primary responsibility to the people whose personal lives are protected by insurance in the state of Kansas. It is an elected position and is currently held by Republican Vicki Schmidt.
Susan Wagle is an American politician who served as a Republican member of the Kansas Senate,representing the 30th district from 2001 to 2021. She was elected Kansas Senate President in 2013 and was reelected in 2017. She is the first woman to hold this position.
WIBW is a commercial AM radio station in Topeka,Kansas. It is owned by Alpha Media and airs a talk and sports radio format. The studios and offices are on SW Executive Drive in Topeka. The transmitter is off NW Landon Road in Silver Lake.
Tracey Robert Mann is an American businessman and politician who has served as the U.S. representative from Kansas's 1st congressional district since 2021. The district,popularly known as "the Big First," includes parts of 63 counties in central and western Kansas and is the seventh-largest district in the nation that does not cover an entire state.
KHUT is a commercial FM radio station broadcasting a country music radio format. Licensed to Hutchinson,Kansas,the station serves the Wichita metropolitan area and is owned by Eagle Communications,Inc.
Kansas City Life Insurance Company is a public insurance company established in 1895 and located in Kansas City,Missouri. The company's 1,400 agents market individual life,annuity,and group products through agencies located in 48 US states and the District of Columbia. Variable life,variable annuities,mutual funds,and other investment options are offered through a subsidiary,Sunset Financial Services.
Derek Larkin Schmidt is an American lawyer and politician serving as the U.S. representative for Kansas's 2nd congressional district since 2025. He previously served as the Kansas Attorney General from 2011 to 2023. A Republican,Schmidt was first elected to office serving in the Kansas Senate,where he represented the 15th district from 2001 to 2011,and served as Agriculture Committee chairman and Senate majority leader. Schmidt became the state attorney general in 2011,after he defeated incumbent Democrat Stephen Six.
The Oklahoma Insurance Department (OID) is an agency of the state of Oklahoma under the Oklahoma Insurance Commissioner,a statewide elected official. The Oklahoma Insurance Department is responsible for supervising and regulating all insurance business in Oklahoma.
Oletha A. Goudeau is a Democratic member of the Kansas Senate,representing the 29th district since 2009—the first African-American woman in the Kansas Senate. Most recently,she is the Senate Assistant Minority Leader.
Laura Jeanne Kelly is an American politician serving as the 48th governor of Kansas since 2019. A member of the Democratic Party,she represented the 18th district in the Kansas Senate from 2005 to 2019. Kelly was elected governor in 2018,defeating Republican nominee Kris Kobach. She was reelected in 2022,narrowly defeating Republican nominee Derek Schmidt by a 2.21% margin.
Legal protection insurance (LPI),also known as legal expenses insurance (LEI) or simply legal insurance,is a particular class of insurance which facilitates access to law and justice by providing legal advice and covering the legal costs of a dispute,regardless of whether the case is brought by or against the policyholder. Depending on the national rules,legal protection insurers can also represent the policyholder out-of-court or even in-court.
Ronald Gene Estes is an American politician who has been the U.S. representative for Kansas's 4th congressional district since April 2017. A member of the Republican Party,he served as Kansas State Treasurer from 2011 to 2017.
The 2020 United States Senate election in Kansas was held on November 3,2020,to elect a member of the United States Senate to represent the State of Kansas,concurrently with the 2020 U.S. presidential election,as well as other elections to the United States Senate,elections to the United States House of Representatives and various state and local elections.
The 2018 Kansas gubernatorial election took place on November 6,2018,to elect the next governor of Kansas. Incumbent Republican governor Sam Brownback was term-limited and could not seek a third consecutive term.
Michelle White "Miki" Bowman is an American attorney who has served as a member of the Federal Reserve Board of Governors since 2018. She is the first person to fill the community bank seat on the board,a seat created by a 2015 law.
Renee Kendra Erickson is an American school principal and politician from the state of Kansas. A Republican,Erickson represented the 87th district of the Kansas House of Representatives,based in eastern Wichita,from 2019 to 2020. In 2020,she successfully ran for the Kansas Senate,where she represents the 30th Senate district for a term ending in 2024.
Beverly Gossage is an American politician,insurance agent,and former educator currently serving as a member of the Kansas Senate representing the 9th district in Johnson County,Kansas. A Republican,she was elected in 2020 to succeed retiring senator Julia Lynn. Previously,she had unsuccessfully sought the Republican nomination for Kansas Insurance Commissioner in 2014.
The 2022 Kansas Attorney General election took place on November 8,2022,to elect the Attorney General of Kansas. Incumbent Republican Attorney General Derek Schmidt announced he would retire to run for governor. The Republican nominee was former Kansas Secretary of State Kris Kobach,and the Democratic nominee was former police officer,prosecutor,and state securities regulator,Chris Mann. Kobach narrowly won,taking 50.80% of the general election vote to Mann's 49.20%.
