Insurance commissioner

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An insurance commissioner (or commissioner of insurance) is a public official in the executive branch of a state or territory in the United States who, along with their office, regulate the insurance industry. The powers granted to the office of an insurance commissioner differ in each state. The office of an insurance commissioner is established either by the state constitution or by statute. While most insurance commissioners are appointed, in some jurisdictions they are elected. [1] The office of the insurance commissioner may be part of a larger regulatory agency, or an autonomous department.

Contents

Insurance law and regulation is established individually by each state. In order to better coordinate insurance regulation among the states and territories, insurance commissioners are members of the National Association of Insurance Commissioners (NAIC). [2]

Duties and powers of insurance commissioners

The purpose of insurance commissioners is to maintain fair pricing for insurance products, protect the solvency of insurance companies, prevent unfair practices by insurance companies, and ensure availability of insurance coverage. [3] In order to accomplish these goals, each state grants several powers to insurance commissioners and their offices, including: [4]

List of current insurance commissioners

As of January 12,2025, the various insurance commissioners are: [5]

State/territoryNameTitleName of OfficeElected/Appointed
Alabama Mark FowlerCommissioner Alabama Department of Insurance Appointed
Alaska Lori K. Wing-HeierDirector Alaska Division of Insurance Appointed
American Samoa Peni 'Ben' Itula Sapini TeoCommissioner Office of the Governor Appointed
Arizona Barbara D. RichardsonInterim Director Arizona Department of Insurance and Financial Institutions Appointed
Arkansas Alan McClainCommissioner Arkansas Insurance Department Appointed
California Ricardo Lara Commissioner California Department of Insurance Elected
Colorado Michael ConwayCommissioner Colorado Division of Insurance Appointed
Connecticut Andrew N. MaisCommissioner Connecticut Insurance Department Appointed
Delaware Trinidad Navarro Commissioner Delaware Department of Insurance Elected
District of Columbia Karima WoodsCommissioner District of Columbia Department of Insurance, Securities, and Banking Appointed
Florida Michael YaworskyCommissioner Florida Office of Insurance Regulation Appointed
Georgia John F. King Commissioner Office of Insurance and Safety Fire Commissioner Elected
Guam Michelle SantosCommissioner Guam Department of Revenue and Taxation Appointed
Hawaii Gordon I. ItoCommissioner Hawaii Insurance Division Appointed
Idaho Dean Cameron Director Idaho Department of Insurance Appointed
Illinois Ann GillespieDirector Illinois Department of Insurance Appointed
Indiana Holly W. LambertCommissioner Indiana Department of Insurance Appointed
Iowa Doug OmmenCommissioner Iowa Insurance Division Appointed
Kansas Vicki Schmidt Commissioner Kansas Insurance Department Elected
Kentucky Sharon ClarkCommissioner Kentucky Department of Insurance Appointed
Louisiana Tim Temple Commissioner Louisiana Department of Insurance Elected
Maine Robert L. CareySuperintendent Maine Bureau of Insurance Appointed
Maryland Marie GrantCommissioner Maryland Insurance Administration Appointed
Massachusetts Michael T. CaljouwCommissioner Massachusetts Division of Insurance Appointed
Michigan Anita G. FoxDirector Michigan Department of Insurance and Financial Services Appointed
Minnesota Grace ArnoldCommissioner Minnesota Department of Commerce Appointed
Mississippi Mike Chaney Commissioner Mississippi Insurance Department Elected
Missouri Mick CampbellDirector Missouri Department of Insurance, Financial Institutions and Professional Registration Appointed
Montana James BrownCommissioner Montana Office of the Commissioner of Securities and Insurance Elected
Nebraska Eric DunningDirector Nebraska Department of Insurance Appointed
Nevada Scott KipperCommissioner Nevada Division of Insurance Appointed
New Hampshire D.J. BettencourtCommissioner New Hampshire Insurance Department Appointed
New Jersey Justin ZimmermanCommissioner New Jersey Department of Banking and Insurance Appointed
New Mexico Alice T. KaneSuperintendent New Mexico Office of Superintendent of Insurance Appointed
New York Adrienne A. HarrisSuperintendent New York State Department of Financial Services Appointed
North Carolina Mike Causey Commissioner Commissioner of Insurance Elected
North Dakota Jon Godfread Commissioner North Dakota Insurance Department Elected
Northern Mariana Islands Remedio C. MafnasCommissionerOffice of the Insurance CommissionerAppointed
Ohio Judith L. French Director Ohio Department of Insurance Appointed
Oklahoma Glen Mulready Commissioner Oklahoma Insurance Department Elected
Oregon Andrew StolfiCommissioner Oregon Insurance Division Appointed
Pennsylvania Michael HumphreysCommissioner Pennsylvania Insurance Department Appointed
Puerto Rico Alexander S. Adams VegaCommissionerOffice of the Commissioner of InsuranceAppointed
Rhode Island Elizabeth Kelleher DwyerSuperintendent Rhode Island Division of Insurance Appointed
South Carolina Michael WiseDirector South Carolina Department of Insurance Appointed
South Dakota Larry DeiterDirector South Dakota Division of Insurance Appointed
Tennessee Carter LawrenceCommissioner Tennessee Department of Commerce and Insurance Appointed
Texas Cassie BrownCommissioner Texas Department of Insurance Appointed
Utah Joanathan PikeCommissioner Utah Insurance Department Appointed
U.S. Virgin Islands Tregenza Roach Lt. Governor/ CommissionerDivision of Banking and InsuranceElected
Vermont Sandy BigglestoneCommissioner Vermont Department of Financial Regulation Appointed
Virginia Scott A. WhiteCommissioner Virginia Bureau of Insurance Appointed
Washington Mike Kreidler Commissioner Washington Office of the Insurance Commissioner Elected
West Virginia Alan L. McVeyCommissioner West Virginia Offices of the Insurance Commissioner Appointed
Wisconsin Nathan HoudekCommissioner Wisconsin Office of the Commissioner of Insurance Appointed
Wyoming Jeff RudeCommissioner Wyoming Insurance Department Appointed

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References

  1. "State Commissioners - 2014" (PDF). naic.org. NAIC. Retrieved August 18, 2015.
  2. "About the National Association of Insurance Commissioners (NAIC)". www.naic.org. Retrieved August 18, 2015.
  3. Kimball, Spencer (1961). "The Purpose of Insurance Regulation: A Preliminary Inquiry in the Theory of Insurance Law". heinonline.org. Retrieved August 18, 2015.
  4. Randall, Susan (1999). "Insurance Regulation in the United States: Regulatory Federalism and the National Association of Insurance Commissioners" (PDF). Florida State University Law Review. Archived from the original (PDF) on June 11, 2015.
  5. "National Association of Insurance Commissioners Membership List" (PDF). www.naic.org. NAIC. January 8, 2025. Retrieved January 12, 2025.