The Federal Housing Administration (FHA), also known as the Office of Housing within the Department of Housing and Urban Development (HUD), is a United States government agency founded by President Franklin Delano Roosevelt, established in part by the National Housing Act of 1934. Its primary function is to provide insurance for mortgages originated by private lenders for various types of properties, including single-family homes, multifamily rental properties, hospitals, and residential care facilities. FHA mortgage insurance serves to safeguard these private lenders from financial losses. In the event that a property owner defaults on their mortgage, FHA steps in to compensate the lender for the outstanding principal balance.
Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. The home can be a house, such as a single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also functions as a real estate investment.
Real estate economics is the application of economic techniques to real estate markets. It tries to describe, explain, and predict patterns of prices, supply, and demand. The closely related field of housing economics is narrower in scope, concentrating on residential real estate markets, while the research on real estate trends focuses on the business and structural changes affecting the industry. Both draw on partial equilibrium analysis, urban economics, spatial economics, basic and extensive research, surveys, and finance.
Canada Mortgage and Housing Corporation is Canada's federal crown corporation responsible for administering the National Housing Act, with the mandate to improve housing by living conditions in the country.
The homeownership rate in the United States is the percentage of homes that are owned by their occupants. In 2009, it remained similar to that in some other post-industrial nations with 67.4% of all occupied housing units being occupied by the unit's owner. Homeownership rates vary depending on demographic characteristics of households such as ethnicity, race, type of household as well as location and type of settlement. In 2018, homeownership dropped to a lower rate than it was in 1994, with a rate of 64.2%.
Sau Mau Ping Estate is one of the earliest public housing estates in Kwun Tong District, New Kowloon, Hong Kong. It has 18 blocks, providing a total of 12,310 rental flats. Each of them has a size of 10.6 to 52.2 square metres. A total of 38,833 residents currently live in the 11,912 households on the Sau Mau Ping Estate.
Home ownership in Australia is considered a key cultural icon, and part of the Australian tradition known as the Great Australian Dream of "owning a detached house on a fenced block of land." Home ownership has been seen as creating a responsible citizenry; according to a former Premier of Victoria: "The home owner feels that he has a stake in the country, and that he has something worth working for, living for, fighting for."
Tong lau or ke lau are tenement buildings built from the late 19th century to the 1960s in Hong Kong, Taiwan, Southern China, and Southeast Asia. Designed for both residential and commercial uses, they are similar in style and function to the shophouses with five-foot way of Southeast Asia. Over the years, tong lau construction has seen influences of Edwardian-style architecture and later the Bauhaus movement.
Choi Fook Estate, formerly Choi Wan Road Site 3B, is a public housing estate in Ping Shan, Kowloon, Hong Kong near Choi Ying Estate. Formerly a quarry site, Choi Fook Estate is a part of the housing development near Choi Wan Road and Jordan Valley. It is developed into 3 phases. All blocks in Phase 1 & 2 were occupied in 2010 and 2011 respectively, while other one further block in Phase 3 was occupied in 2021.
A black mecca, in the United States, is a city to which African Americans, particularly singles, professionals, and middle-class families, are drawn to live, due to some or all of the following factors:
The Lagos State Ministry of Housing is the state government ministry, charged with the responsibility to plan, devise and implement the state policies on Housing.
Double Cove is a private housing estate in Wu Kai Sha, Hong Kong near Wu Kai Sha station. It was developed mainly by Henderson Land Development.
Homeownership in Germany is lower overall than in most other developed countries. In 2017, Germany's homeownership rate was 51%. At the end of World War II, 2.25 million homes were destroyed with another two million damaged, reducing overall housing stocks by 20%. In 1949, West Germany enacted its first housing law and by 1961 had reduced its housing shortage from 5.5 million units to only 658,000. The mortgage market remained weak with banks requiring large downpayments from borrowers.
Hong Lok Yuen is a low-density luxury residential housing estate in Tai Po District, New Territories, Hong Kong, located near Cloudy Hill. It is north of Tai Po Town.
Forest City is an integrated residential development and private town located in Iskandar Puteri, Johor, Malaysia. First announced in 2006 as a twenty-year investment project mostly financed by a consortium of mainland Chinese private real estate developers, pitched under the Belt and Road Initiative.
Housing in the United States comes in a variety of forms and tenures. The rate of homeownership in the United States, as measured by the fraction of units that are owner-occupied, was 64% as of 2017. This rate is less than the rates in other large countries such as China (90%), Russia (89%) Mexico (80%), or Brazil (73%).
The 2016 census of Ireland was held in 2016. It was organised by the Central Statistics Office (CSO) and reported a total population of 4,761,865, or a 3.8% increase since the prior 2011 census. This was the lowest recorded population growth rate since the 1991 census, with the decline in population growth rates attributed to both lower birth rates and lower net migration. The census results were released gradually between April and December 2017 in a series of reports organised either as summaries or in-depth results of specific themes, like age, ethnicity, or religion.
Stanley Yau Sze-chun is a Hong Kong singer, dancer, actor, and a member of the Hong Kong boy group Mirror. Apart from his group activities, Stanley has starred in television dramas, such as Who Sells Bricks in Hong Kong (2020) and Ossan's Love (2021).
The Tainan Historical Capital International Half Marathon, which began in 2007, is an annual half marathon held in Tainan, Taiwan. The race, which is being organized by the Chinese Taipei Athletics Association and the Tainan City Government, is currently preparing to apply for World Athletics Label Road Races status.
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