Dave Ramsey

Last updated

Dave Ramsey
Dave Ramsey by Gage Skidmore.jpg
Ramsey in 2023
Born (1960-09-03) September 3, 1960 (age 64) [1]
Antioch, Tennessee, U.S.
OccupationPersonal finance consultant, radio show host, author
Alma mater University of Tennessee (BS)
SubjectPersonal finance
Notable works The Total Money Makeover
SpouseSharon Ramsey
Children3, including Rachel Cruze
Website
ramseysolutions.com

David Lawrence Ramsey III (born September 3, 1960) is an American radio personality who offers financial advice. He is the owner and CEO of Ramsey Solutions and co-hosts the nationally syndicated radio program The Ramsey Show . Ramsey has written several books, including The New York Times bestseller The Total Money Makeover , and hosted a television show on Fox Business from 2007 to 2010.

Contents

Early life

Ramsey was born in Antioch, Tennessee, to a blue-collar family that worked mostly in housing development and construction. [2] He attended Antioch High School where he played ice hockey. At age 18, Ramsey took the real estate exam [2] and began selling property, working through college at the University of Tennessee, Knoxville, [2] where he earned a Bachelor of Science degree in finance and real estate. [3]

Career

By 1986, Ramsey had amassed a portfolio worth over $4 million. [4] [5] However, when the Competitive Equality Banking Act of 1987 took effect, several banks changed ownership and called his $1.2 million in loans and lines of credit because he was over-leveraged. [2] Ramsey was unable to pay and filed for bankruptcy in 1988. [6]

Ramsey experienced several years of financial recovery and began offering financial advice to couples at his local church. [5] In 1988, he founded the Lampo Group, a financial counseling service, [5] and in 1992 he wrote and self-published his first book, Financial Peace. [4] [2]

Ramsey began as one of three alternating hosts of The Money Game on radio station WWTN/Nashville in 1992. The show eventually became The Dave Ramsey Show, Ramsey's daily three-hour call-in financial advice talk show. [2] [7]

Financial Peace University, Ramsey's nine-lesson, video-based personal finance course, debuted in 1994. [8] The Gannett newspaper group ran his financial column, though dropped it when the newspaper realized that Ramsey had changed the names on the letters to which he was responding. He offered to pay them their money back. [2] The Dave Ramsey Show aired on the Fox Business Network from 2007 to 2010.

In 2014, The Lampo Group, Inc. was rebranded as Ramsey Solutions. [9] The company's headquarters are located in Franklin, Tennessee, and a new 47-acre campus opened there in 2019. [10]

Ramsey has written five books for adults, three of which were New York Times bestsellers, and six children's books. [2] He was inducted into the National Radio Hall of Fame in 2015. [7]

Teachings

Ramsey advises listeners to reduce debt using the debt snowball method, where debtors pay off their lowest balances first. [11] [10] Ramsey opposes the use of credit cards. [12] At live shows, he sometimes takes out his wallet to show audiences the "only four pieces of plastic" he carries: A business debit card, a personal debit card, a driver's license, and a concealed-carry permit. [2] [10] Ramsey encourages the use of cash and advises families to utilize an envelope system, putting a cash allocation for each month's food, entertainment, and other expenses in separate envelopes and then spending only what is in the envelope. [13] Ramsey encourages people not to take on student loan debt [10] and calls the idea that student loans are required for college "a myth". [14]

Criticism and controversies

In 2014, The Daily Beast reported that Ramsey had lashed out against former employees he claimed were discussing working conditions at the company on Facebook and Twitter. At company staff meetings, Ramsey recounted conversations from a private Facebook group of former employees that he had infiltrated, offered cash rewards for the identities of some members. Once they realized Ramsey had joined the private group, some anonymous Twitter accounts who alleged to be those workers and tweeted that he "pulled a gun out of a bag to try to teach a lesson about gossip". [15] The incident prompted an increased backlash, a meeting Ramsey set up to confront critics, and the eventual deletion of several of the critical Twitter accounts. [16]

Company policies regarding marriage, sex and homosexuality

According to a September 2021 lawsuit, when Julie Anne Stamps, a Ramsey Solutions employee on the customer care team, approached her supervisor regarding coming out as a lesbian in May 2020, the supervisor explained that company policy would not allow Stamps to continue to be employed at Ramsey Solutions. Stamps alleged that her departure from the company was further expedited once the United States Supreme Court June 15, 2020, ruling in Bostock v. Clayton County was decided. Ramsey Solutions denies the accusations. [17] [18]

In July 2020, Caitlin O'Connor, a former Ramsey Solutions employee, filed a federal lawsuit against the company alleging that she was fired for being pregnant and, since she was not married to the baby's father, for violating Ramsey Solutions' employee conduct policies. [19] On May 27, 2021, O'Connor gave her first interview about the termination and her experience working for Ramsey. [20]

On March 10, 2021, featured personality Chris Hogan left the company, citing "things going on in my personal life ... that are not in line with Ramsey Solutions." [21] Hogan's resignation followed a request for his personnel file at Ramsey Solutions during the Caitlin O'Connor case. Before the release of his book Everyday Millionaires, Hogan admitted to several affairs, including one with a co-worker at Ramsey Solutions during his marriage to wife Melissa Hogan. [22] References to his book and videos are still available on the Ramsey website (as of August 18,2021) [23] and YouTube channels; however, direct links on the Ramsey Solutions website are replaced with a redirect page for other company resources.

In May 2021, Religion News Service (RNS) obtained recordings of Ramsey mocking employees over the policy and explaining Hogan's 2019 absence as a "rest break" following the affair accusations. Melissa Hogan, Chris Hogan's ex-wife, issued a statement to RNS claiming that the company downplayed Chris's behavior, covered for him, and characterized her behavior as "anger, hyperbole, and drama". [24] [25]

COVID-19 response

In December 2020, a complaint was filed with the Franklin health department alleging that caterers hired for the Ramsey Solutions Christmas party at its company headquarters were instructed not to wear masks or gloves while serving, which the company later confirmed to the local NBC affiliate. [26] Ramsey Solutions responded that there was no truth to the complaint. [27] Earlier in the pandemic, the company remained open after employees tested positive for the virus, ignored recommendations to avoid large gatherings, and hosted a July business conference after the Marriott hotel canceled citing safety concerns. [28]

On his radio show [29] and in staff meetings, Ramsey railed against face coverings and other COVID-19 precautions, calling them "a sign of fear". [30] On his March 2, 2020, show, he mocked concerned ticket holders for his upcoming live events, calling anyone who wanted a refund a "wuss" and insisting that he would attend the "Live Like No One Else" cruise "by my freaking self" if necessary. [25]

In February 2021, Ramsey appeared on Fox News, where he said, "I don't believe in stimulus checks, because if $600 or $1,400 changes your life you were pretty much screwed already. You got other issues going on." [31] [32]

In a December 2021 federal lawsuit, a former employee alleged that Ramsey violated his religious rights by firing him when he took scientifically prescribed precautions against COVID-19. The employee, Brad Amos, stated he was following the Golden Rule in protecting others from the virus. [33] The lawsuit said Ramsey ran a "cultlike" environment where employees who worried about the pandemic were accused of "weakness of spirit" and told to pray if they wanted to ward off the virus. [34] Ramsey Solutions has denied all accusations and has claimed the suit was "completely false". [35] In December 2023, A U.S. district judge dismissed the lawsuit, ruling there was no proof of religious discrimination, but in August 2024 the United States Court of Appeals for the Sixth Circuit overturned the dismissal, allowing the case to proceed. [33]

Timeshare exit lawsuit

In his teachings, Ramsey has described the timeshare industry as "scummy". [36] In April 2023 listeners of his show filed a $150 million dollar lawsuit against Ramsey alleging he received $30 million to promote a timeshare exit company who engaged in deceptive practices. [37] [38]

Efficacy

Critics of Ramsey's core teachings point out that they are often a "one-size-fits-all" approach that disregards income disparities, investment horizon, and ignores financial emergencies. [39] [13] [10] The debt snowball method is frequently debated, and studies have returned results that both support and oppose its efficacy. [40] [41] Ramsey's investing advice has also drawn criticism over its reliance on stock investment, as opposed to bonds, using mutual funds with load fees, and its frequent claim of 12% annual returns on investments. [42] [43] [44]

Personal life

Ramsey married his wife Sharon in 1982. The Ramseys have three children, including Rachel Cruze. All three work for Ramsey Solutions. [10]

Ramsey had an estimated net worth of $55 million as of 2018. [45] He sold his custom-built home in the Nashville, Tennessee, area for $10.2 million in 2021 after living there for over a decade. A spokesperson said he was having another home built in the area. [46]

Ramsey is an evangelical Christian [10] who describes himself as conservative, both fiscally and culturally. [5] [8] He has blamed politics for what he considers Americans' economic dependence, and has said presidents should do "as little as possible" about the economy. [8] Ramsey has publicly stated he would vote for Republican Donald Trump in the 2024 presidential election, but also plainly said that people should vote for which candidate best aligns with their political values. [47]

Related Research Articles

<span class="mw-page-title-main">Tata Consultancy Services</span> Indian multinational technology company

Tata Consultancy Services (TCS) is an Indian multinational technology company specializing in information technology services and consulting. Headquartered in Mumbai, it is a part of the Tata Group and operates in 150 locations across 46 countries. It is the second-largest Indian company by market capitalization.

<span class="mw-page-title-main">Bloomberg L.P.</span> American financial, software, data, and media company

Bloomberg L.P. is an American privately held financial, software, data, and media company headquartered in Midtown Manhattan, New York City. It was co-founded by Michael Bloomberg in 1981, with Thomas Secunda, Duncan MacMillan, Charles Zegar, and a 12% ownership investment by Bank of America through its brokerage subsidiary Merrill Lynch.

<span class="mw-page-title-main">Vince Russo</span> American professional wrestling writer

Vincent James Russo is an American professional wrestling writer, booker and pundit. He is notable for his tenures with the World Wrestling Federation, World Championship Wrestling (WCW) and Total Nonstop Action Wrestling (TNA) in creative roles. He also occasionally made appearances as an on-screen authority figure, and professional wrestler, in WCW and TNA.

Cognizant Technology Solutions Corporation is an American multinational information technology services and consulting company. It is headquartered in Teaneck, New Jersey, U.S. Cognizant is part of the NASDAQ-100 and trades under CTSH. It was founded in Chennai, India, as an in-house technology unit of Dun & Bradstreet in 1994, and started serving external clients in 1996. After a series of corporate reorganizations, there was an initial public offering in 1998. Ravi Kumar S has been the CEO of the company since January 2023, replacing Brian Humphries.

<span class="mw-page-title-main">Willow Creek Community Church</span> Church in Illinois, United States

Willow Creek Community Church is an Evangelical nondenominational multisite megachurch based in the northwestern Chicago suburb of South Barrington, Illinois. It was founded on October 12, 1975 by Dave Holmbo and Bill Hybels, who was its longtime senior pastor. Willow Creek has seven locations in the Chicago area; their Spanish-speaking congregations, Willow Español, meet at South Barrington and South Lake in Lincolnshire campuses.

Gawker is an American blog founded by Nick Denton and Elizabeth Spiers that was based in New York City and focused on celebrities and the media industry. According to SimilarWeb, the site had over 23 million visits per month in 2015. Founded in 2002, Gawker was the flagship blog for Denton's Gawker Media. Gawker Media also managed other blogs such as Jezebel, io9, Deadspin and Kotaku.

<span class="mw-page-title-main">Gawker Media</span> Defunct British-American online media company and blog network

Gawker Media LLC was an American internet media company and blog network. It was founded by Nick Denton in October 2003 as Blogwire, and was based in New York City. Incorporated in the Cayman Islands, as of 2012, Gawker Media was the parent company for seven different weblogs and many subsites under them: Gawker.com, Deadspin, Lifehacker, Gizmodo, Kotaku, Jalopnik, and Jezebel. All Gawker articles are licensed on a Creative Commons attribution-noncommercial license. In 2004, the company renamed from Blogwire, Inc. to Gawker Media, Inc., and to Gawker Media LLC shortly after.

<span class="mw-page-title-main">Teleperformance</span> Multinational France-based omnichannel outsourcer

Teleperformance SE is a French multinational business process outsourcing company founded in 1978 with headquarters in France. It provides services for debt collection, telemarketing, customer relationship management, content moderation, and communication.

<span class="mw-page-title-main">WWTN</span> Talk radio station in Hendersonville–Nashville, Tennessee

WWTN is a commercial radio station serving the Nashville, Tennessee media market. The station is owned by Cumulus Media and is marketed as SuperTalk 99.7 WTN. WWTN operates at 100,000 watts, the maximum for non-grandfathered FM stations and is a Class C0 station.

Westgate Resorts is an American timeshare resort company founded by David A. Siegel in 1982.

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

<span class="mw-page-title-main">Tesla, Inc.</span> American electric vehicle and clean energy company

Tesla, Inc. is an American multinational automotive and clean energy company. Headquartered in Austin, Texas, it designs, manufactures and sells battery electric vehicles (BEVs), stationary battery energy storage devices from home to grid-scale, solar panels and solar shingles, and related products and services.

<span class="mw-page-title-main">Peter Nygård</span> Canadian-Finnish fashion executive

Peter J. Nygård is a Finnish-Canadian businessman, former fashion executive and convicted sex offender. In 1967 he founded Nygård International, a Winnipeg-based company that initially was a sportswear manufacturer before producing women's apparel. He was rated the 70th richest Canadian by Canadian Business Magazine in 2009, with a net worth of CA$817 million, while in 2017 his net worth was estimated to be CA$900 million.

The Ramsey Show is a three-hour self-syndicated radio program and podcast, co-hosted by finance author and speaker Dave Ramsey and a rotating Ramsey Personality, that airs Monday through Friday from 2:00–5:00 P.M. ET. It is broadcast from the headquarters of Ramsey's company, Ramsey Solutions, in Franklin, Tennessee.

<span class="mw-page-title-main">Consumer Financial Protection Bureau</span> United States government agency

The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector. CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the United States. Since its founding, the CFPB has used technology tools to monitor how financial entities used social media and algorithms to target consumers.

<span class="mw-page-title-main">David Portnoy</span> American entrepreneur (born 1977)

David Scott Portnoy is an American businessman and social media personality. He is the founder and owner of sports and popular culture company Barstool Sports.

Zander Insurance is an American insurance agency headquartered in Nashville, Tennessee. Zander shops rates across all lines of insurance, including: term life, disability, home and auto, long-term care, group benefits, business insurance, and more.

<span class="mw-page-title-main">TSLAQ</span> Group of people who criticize Tesla, Inc.

TSLAQ is a loose, international collective of largely anonymous short-sellers, skeptics, and researchers who openly criticize Tesla, Inc. and its CEO Elon Musk. The group primarily organizes on social media, often using the $TSLAQ cashtag, and on Reddit to coordinate efforts and share news, opinions, and analysis about the company and its stock. Edward Niedermeyer, in his book Ludicrous: The Unvarnished Story of Tesla Motors (2019), pinpoints the July 2018 doxxing of Twitter user Lawrence Fossi, a Seeking Alpha writer and Tesla short seller operating under the pseudonym Montana Skeptic, as the catalyst for the formation of TSLAQ.

Chris Hogan is an American author, personal finance expert, and former radio show host.

<span class="mw-page-title-main">Kevin Paffrath</span> American YouTuber, landlord, and real estate broker

Kevin Paffrath, also known as Meet Kevin, is an American YouTuber, landlord, real estate broker, and entrepreneur. He has been a licensed investment advisor since September 2022 but states that he does not give personalized financial advice through his videos. In 2019, he was described by Curbed as a "landlord influencer". Paffrath was a Democratic candidate to replace fellow Democrat Gavin Newsom in the unsuccessful 2021 California gubernatorial recall election, winning 9.6% of the vote.

References

  1. ↑ Dave Ramsey Show Newstalk 550 KTSA. San Antonio, Texas. September 3, 2012. Radio.
  2. 1 2 3 4 5 6 7 8 9 Drury, Susan (May 31, 2007). "The Gospel According to Dave". Nashville Scene. Archived from the original on January 6, 2021. Retrieved January 6, 2021.
  3. ↑ "Check out the latest from Dave Ramsey!". daveramsey.com. Retrieved March 30, 2020.
  4. 1 2 Ramsey, Dave; Sharon Ramsey (2003). Financial Peace Revisited. Harmondsworth, Middlesex, England: Viking Penguin. p. 325. 0-670-03208-5.
  5. 1 2 3 4 Ross Jr., Bobby (March 31, 2003). "Christian financial guru crusades against overspending". Google News. Ocala Star-Banner. p. 6C. Archived from the original on January 5, 2021. Retrieved January 5, 2021.
  6. ↑ Ramsey, Dave. "Home Page". www.ramseysolutions.com. Retrieved February 21, 2024.
  7. 1 2 "Dave Ramsey". Radio Hall of Fame. Archived from the original on January 5, 2021. Retrieved January 5, 2021.
  8. 1 2 3 Alberta, Tim. "The Financial Whisperer to Trump's America". Politico . Archived from the original on March 11, 2018. Retrieved January 7, 2021.
  9. ↑ "Company History". daveramsey.com. Archived from the original on January 6, 2021. Retrieved January 6, 2021.
  10. 1 2 3 4 5 6 7 Bahler, Kristen (April 16, 2019). "Broke Millennials Are Flocking to Financial Guru Dave Ramsey. Is His Advice Any Good?". Money . Archived from the original on January 6, 2021. Retrieved January 6, 2021.
  11. ↑ White, Martha (August 16, 2012). "The Verdict Is In: Tackle Smaller Debts First". Time . Archived from the original on February 4, 2013. Retrieved January 6, 2021.
  12. ↑ Grisby, Lorna (February 17, 1997). "Digging Out of Debt". People . Archived from the original on January 16, 2021. Retrieved January 16, 2021.
  13. 1 2 Olen, Helaine (October 28, 2013). "The Prophet". Pacific Standard. Archived from the original on January 16, 2021. Retrieved January 16, 2021.
  14. ↑ Ramsey, Dave. "Parents shouldn't co-sign student loans". Knoxville News Sentinel.
  15. ↑ THE LAMPO GROUP, LLC, D/B/A RAMSEY SOLUTIONS v. KEVIN HELMUT PAFFRATH, PAFFRATH ORGANIZATION, MEETNDONE CORPORATION, 18(M.D. Tenn.29 Oct 2019), Text.
  16. ↑ Turner, Matthew Paul (May 29, 2014). "Spies, Cash, and Fear: Inside Christian Money Guru Dave Ramsey's Social Media Witch Hunt". The Daily Beast. Archived from the original on September 13, 2020. Retrieved January 7, 2021.
  17. ↑ Morris, Chuck (September 30, 2021). "Woman sues Dave Ramsey company after being fired for coming out as lesbian". News 4 Nashville. Archived from the original on October 16, 2021. Retrieved October 16, 2021.
  18. ↑ Hale, Steven (September 30, 2021). "Former Ramsey Solutions Employee Says She Was Fired for Coming Out as a Lesbian". Nashville Scene. Archived from the original on October 16, 2021. Retrieved October 16, 2021.
  19. ↑ West, Emily R. (July 21, 2020). "Lawsuit: Former Ramsey Solutions employee alleges firing over pregnancy". Tennessean. Archived from the original on July 22, 2020. Retrieved January 17, 2021.
  20. ↑ Finley, Jeremy (May 27, 2021). "'It's Like Leaving the Cult': Former employee suing Dave Ramsey speaks out for the first time". News 4 Nashville. Archived from the original on June 3, 2021. Retrieved June 3, 2021.
  21. ↑ Finley, Jeremy (March 11, 2021). "Lawsuit alleges Dave Ramsey's company fired/disciplined employees for premarital sex". WBIR.com. Archived from the original on April 15, 2021. Retrieved April 15, 2021.
  22. ↑ Smietana, Bob (March 10, 2021). "Chris Hogan, retirement expert and Dave Ramsey protégé, departs Ramsey Solutions". Religion News Service. Archived from the original on April 15, 2021. Retrieved April 15, 2021.
  23. ↑ Search Ramsey
  24. ↑ Finley, Jeremy (May 24, 2021). "Secretly recorded audio of Dave Ramsey reveals question of double standards in company". News 4 Nashville. Archived from the original on May 25, 2021. Retrieved May 25, 2021.
  25. 1 2 Smietana, Bob (January 15, 2021). "Is Dave Ramsey's empire the 'best place to work in America'? Say no and you're out". Religion News Service. Archived from the original on January 30, 2021. Retrieved May 25, 2021.
  26. ↑ Finley, Jeremy (December 11, 2020). "Dave Ramsey's company Christmas party subject of non-mask compliance complaint". News 4 Nashville. Archived from the original on January 9, 2021. Retrieved January 9, 2021.
  27. ↑ Hale, Steven; Jamieson, Dave (December 14, 2020). "Personal Finance Guru Dave Ramsey Just Threw A Huge Indoor Christmas Party". The Huffington Post. Archived from the original on January 8, 2021. Retrieved January 8, 2021.
  28. ↑ Hale, Steven (July 8, 2020). "Dave Ramsey to Host Business Conference in Franklin as COVID-19 Cases Rise". Nashville Scene. Archived from the original on July 8, 2020. Retrieved January 9, 2021.
  29. ↑ Ramsey, Dave (November 19, 2020). "This Has Gotten Out of Hand! – Dave Ramsey Rant". The Dave Ramsey Show – YouTube. Archived from the original on January 9, 2021. Retrieved January 9, 2021.
  30. ↑ Smietana, Bob (December 11, 2020). "Dave Ramsey, Christian personal finance guru, defies COVID-19 to keep staff at desks". Religion News Service. Archived from the original on December 11, 2020. Retrieved January 9, 2021.
  31. ↑ Lonas, Lexi (February 11, 2021). "Dave Ramsey on stimulus checks: 'If $600 or $1,400 changes your life, you were pretty much screwed already'". The Hill. Archived from the original on February 13, 2021. Retrieved February 23, 2021.
  32. ↑ "If a $600 Stimulus Check Changes Your Life, Then You're Already Screwed!". The Ramsey Show on Youtube. February 11, 2021. Retrieved February 24, 2021.
  33. 1 2 Dallas, Kelsey (August 12, 2024). "Dave Ramsey faces religious discrimination case". Deseret News.
  34. ↑ Cramer, Maria (December 14, 2021). "Dave Ramsey Fired Employee for Taking Covid Precautions, Suit Says". The New York Times. Retrieved December 15, 2021.
  35. ↑ "Dave Ramsey fired staffer for taking Covid precautions, ran work environment where masks were 'mocked', lawsuit says". NBC News. December 15, 2021. Retrieved March 22, 2022.
  36. ↑ Smietana, Bob (May 27, 2021). "Dave Ramsey declares war on timeshare industry: 'You done pissed off the wrong hillbilly'". Religion News Service. Archived from the original on May 27, 2021. Retrieved May 5, 2024.
  37. ↑ Bella, Timothy (June 3, 2023). "Dave Ramsey promoted a timeshare quick-fix. His listeners called fraud". Washington Post. Archived from the original on August 23, 2023. Retrieved May 5, 2024.
  38. ↑ Smietana, Bob (June 1, 2023). "Dave Ramsey sued for $150 million by former fans who followed his timeshare exit advice". Religion News Service. Archived from the original on December 28, 2023. Retrieved May 5, 2024.
  39. ↑ Chang, David (October 29, 2022). "3 Reasons Not to Listen to Dave Ramsey". www.fool.com. Retrieved August 11, 2023.
  40. ↑ Berger, Rob (July 20, 2017). "Debt Snowball Versus Debt Avalanche: What The Academic Research Shows". Forbes.com. Archived from the original on January 16, 2021. Retrieved January 16, 2021.
  41. ↑ "Paying Down Credit Card Debt | Questrom School of Business". www.bu.edu.
  42. ↑ Carrns, Ann (May 13, 2011). "Dave Ramsey's 12% Solution". The New York Times. Archived from the original on January 4, 2013. Retrieved January 6, 2021.
  43. ↑ Stoffel, Brian (June 3, 2013). "Dangerous Retirement Planning Advice From Financial Guru Dave Ramsey". The Motley Fool. Archived from the original on January 6, 2021. Retrieved January 6, 2021.
  44. ↑ Salmon, Felix (September 26, 2013). "Save like Dave Ramsey ... Just Don't Invest Like Him?". Money. Archived from the original on February 12, 2021. Retrieved February 2, 2021.
  45. ↑ Alberta, Tim (May 8, 2020). "The Financial Whisperer to Trump's America". POLITICO Magazine. Retrieved February 4, 2023.
  46. ↑ "Dave Ramsey Takes a Deep Discount, Sells Franklin, TN, Home for $10.2M". Real Estate News & Insights | realtor.com®. November 24, 2021. Retrieved December 17, 2021.
  47. ↑ Lazarus, Lily Mae (October 19, 2024). "Finance Whiz Dave Ramsey Reveals Why He's Voting for Trump".
This page is based on this Wikipedia article
Text is available under the CC BY-SA 4.0 license; additional terms may apply.
Images, videos and audio are available under their respective licenses.