Fergus and Judith Wilson are a British married couple who were among the UK's largest buy-to-let investors. At peak, they owned approximately 1,000 two- and three-bedroom properties around Ashford and Maidstone in Kent. [1] In 2008 they were listed at #453 on The Sunday Times "rich list", [2] with a fortune of £180 million. By 2019 it was incorrectly reported that they had sold all their properties, however in 2022 in the High Court, Ashford Borough Council secured a permanent Freezing Injunction against Mr Fergus Wilson, [3] the effect of which prevents him from disposing of assets, including in the form of five named properties, the Council took the action because Mr Wilson defaulted on three Court judgments relating to the payment of legal costs. Mr Wilson and his wife were rapidly disposing of their assets and the Council believed there is a real risk that the costs orders of the court will go unsatisfied. [1]
The Wilsons were previously maths teachers. [4] They relied heavily on borrowings to build their portfolio, buying only new-build houses and re-mortgaging them as soon as prices went up, using the paper-profits to finance further purchases. [5]
In September 2009 it was reported in The Times that they planned to sell their entire portfolio. [6]
In January 2014 Fergus Wilson sent eviction notices to every tenant who received government-funded housing benefit and alerted letting agents that he would no longer accept tenants on housing benefit. This amounted to at least 200 evictions. [7]
In December 2015, they claimed to have sold their entire portfolio to a consortium of overseas investors for around £250 million. [4]
On 7 January 2017 Fergus Wilson announced that he would no longer accept tenants who were victims of domestic abuse, claiming that victims of domestic violence often have partners who ruin his properties. He also banned plumbers from becoming tenants. [8]
In 2017 a court ruled his ban on "coloured" tenants was unlawful. His complaint centered around "curry smells" left by Asian tenants. Fergus represented himself in court offering up various defenses from "it was banter" to actively defending the right of landlords to refuse people based on their ethnicity. [9]
In 2019 the Wilsons were subject of a BBC Panorama documentary titled "Britain's Most Controversial Landlord". [10]
In 2023, Judith Wilson sued Tonbridge and Malling Borough Council after the council had carried out remedial works on a dangerous building owned by Mrs Wilson. She argued that the work had left the building an "eyesore". Mrs Wilson lost the case and was ordered to pay £166,000 to the council, including the costs of the remedial work, interest, and legal fees. [11]
In 2008, Fergus Wilson was found guilty of using a mobile phone while driving and fined £565 and had his licence endorsed with three points. He had pleaded not guilty and claimed that he had been singing into a drinks carton that he was holding to the side of his head. [12]
In 2014, Fergus Wilson was found guilty of assaulting an estate agent. [13]
In January 2018, Wilson threatened to 'snooker' YouTube comedian Danny Hyde by suing him for £10,000 under the Malicious Communications Act 1988 over a video in which Hyde referred to Wilson as a 'bumsplat of a man', on account of Wilson's 'racist' policy of denying 'coloured' tenants because they 'leave a curry smell behind'. [14] A Crowd Funding campaign was set up to cover Hyde's court costs. [15]
In November 2019 Fergus Wilson was convicted of using racially aggravated words and behaviour, after being caught on camera abusing a Slovakian traffic warden. [16]
The couple have owned racehorses, an activity that earned them some criticism as they persistently entered 'no-hoper', low-quality racehorses in top races - such as their entry of the 'worst racehorse in history' into The Derby, [17] as well as similar entries in the Gold Cup, Grand National and Champion Hurdle.
Fergus Wilson initially proposed to stand as an independent candidate in the 2012 elections for the Police and Crime Commissioner of Kent Police, [18] but in the end did not stand. On 3 August 2015 he told Channel 4 News that he intended to stand for Police and Crime Commissioner in Kent in 2016, but newspaper reports suggested that he would be ineligible to stand due to his assault conviction. [19] On 7 April 2016 Fergus Wilson's nomination for the post of Police and Crime Commissioner was rejected by the Returning Officer. [20]
A landlord is the owner of a house, apartment, condominium, land, or real estate which is rented or leased to an individual or business, who is called a tenant. When a juristic person is in this position, the term landlord is used. Other terms include lessor and owner. The term landlady may be used for the female owners. The manager of a pub in the United Kingdom, strictly speaking a licensed victualler, is referred to as the landlord/landlady. In political economy it refers to the owner of natural resources alone from which an economic rent, a form of passive income, is the income received.
Eviction is the removal of a tenant from rental property by the landlord. In some jurisdictions it may also involve the removal of persons from premises that were foreclosed by a mortgagee.
A leasehold estate is an ownership of a temporary right to hold land or property in which a lessee or a tenant has rights of real property by some form of title from a lessor or landlord. Although a tenant does hold rights to real property, a leasehold estate is typically considered personal property.
Farah Damji, also known as Farah Dan, is a Ugandan-born British convicted criminal with multiple convictions pertaining to fraud and stalking in the United States, South Africa, and United Kingdom. In 2016, Damji was described by The Sunday Times as "a notorious conwoman", and by some other newspapers as "London's most dangerous woman" in 2021.
A fixture, as a legal concept, means any physical property that is permanently attached (fixed) to real property. Property not affixed to real property is considered chattel property. Fixtures are treated as a part of real property, particularly in the case of a security interest. A classic example of a fixture is a building, which, in the absence of language to the contrary in a contract of sale, is considered part of the land itself and not a separate piece of property. Generally speaking, the test for deciding whether an article is a fixture or a chattel turns on the purpose of attachment. If the purpose was to enhance the land, the article is likely a fixture; if the article was affixed to enhance the use of the chattel itself, the article is likely a chattel.
Distraint or distress is "the seizure of someone’s property in order to obtain payment of rent or other money owed", especially in common law countries. Distraint is the act or process "whereby a person, traditionally even without prior court approval, seizes the personal property of another located upon the distrainor's land in satisfaction of a claim, as a pledge for performance of a duty, or in reparation of an injury." Distraint typically involves the seizure of goods (chattels) belonging to the tenant by the landlord to sell the goods for the payment of the rent. In the past, distress was often carried out without court approval. Today, some kind of court action is usually required, the main exception being certain tax authorities – such as HM Revenue and Customs in the United Kingdom and the Internal Revenue Service in the United States – and other agencies that retain the legal power to levy assets without a court order.
Buy-to-let is a British phrase referring to the purchase of a property specifically to let out, that is to rent it out. A buy-to-let mortgage is a mortgage loan specifically designed for this purpose. Buy-to-let properties are usually residential but the term also encompasses student property investments and hotel room investments.
The Land War was a period of agrarian agitation in rural Ireland that began in 1879. It may refer specifically to the first and most intense period of agitation between 1879 and 1882, or include later outbreaks of agitation that periodically reignited until 1923, especially the 1886–1891 Plan of Campaign and the 1906–1909 Ranch War. The agitation was led by the Irish National Land League and its successors, the Irish National League and the United Irish League, and aimed to secure fair rent, free sale, and fixity of tenure for tenant farmers and ultimately peasant proprietorship of the land they worked.
Landlord harassment is the willing creation, by a landlord or their agents, of conditions that are uncomfortable for one or more tenants in order to induce willing abandonment of a rental contract. This is illegal in many jurisdictions, either under general harassment laws or specific protections, as well as under the terms of rental contracts or tenancy agreements.
Harriet Bronwen Yeo is a British trade unionist, a former Treasurer and President of Transport Salaried Staffs' Association (TSSA), and a UK Independence Party (UKIP) politician who stood unsuccessfully for parliament in Folkestone and Hythe at the 2015 general election.
The Landlord and Tenant Act 1985 is a UK act of Parliament on English land law. It sets minimum standards in tenants' rights against their landlords.
The Dutch squatting ban refers to the law introduced on 1 October 2010, under which squatting in the Netherlands became de jure illegal. Criminalization had first been proposed in the 1970s, but was opposed by the Council of Churches. In 2006, a new plan was proposed and backed by parties including VVD and PVV. When the new law was introduced, squatters occupied the former head office of the fire brigade and there were riots in Amsterdam and Nijmegen. In 2011, the Supreme Court of the Netherlands ruled that the legally forced end of squatting can only occur after an intervention of a judge. Between October 2010 and December 2014, 529 people were arrested for the act of occupying derelict buildings, in 213 separate incidents as a result of which 39 people were jailed.
The Ellis Act is a 1985 California state law that allows landlords to evict residential tenants to "go out of the rental business" in spite of desires by local governments to compel them to continue providing rental housing.
The 2012 police and crime commissioner elections were polls held in most police areas in England and Wales on Thursday 15 November. The direct election of police and crime commissioners (PCCs) was originally scheduled for May 2012 but was postponed in order to secure the passage of the Police Reform and Social Responsibility Act 2011 through the House of Lords. The government considers the elected commissioners to have a stronger mandate than the "unelected and invisible police authorities that they replace". The elections took place alongside by-elections for the House of Commons in Cardiff South and Penarth, Corby and Manchester Central, and a mayoral election in Bristol.
In England and Wales, a section 21 notice, also known as a section 21 notice of possession or a section 21 eviction, is a notice under section 21 of the Housing Act 1988, that a landlord must give to their tenant to begin the process to take possession of a property let on an assured shorthold tenancy without providing a reason for wishing to take possession. The expiry of a section 21 notice does not bring a tenancy to its end. The tenancy would only be ended by a landlord obtaining an order for possession from a court, and then having that order executed by a County Court bailiff or High Court enforcement officer. Such an order for possession may not be made to take effect earlier than six months from the beginning of the first tenancy unless the tenancy is a demoted assured shorthold tenancy. If the court is satisfied that a landlord is entitled to possession, it must make an order for possession, for a date no later than 14 days after the making of the order unless exceptional hardship would be caused to the tenant in which case possession may be postponed to a date no later than six weeks after the making of the order. The court has no power to grant any adjournment or stay of execution from enforcement unless the tenant has a disability discrimination, public law or human rights defence, or the case is pending an appeal.
The Protection from Eviction Act 1977 is an act of Parliament of the United Kingdom protecting people renting accommodation from losing their homes without the involvement of a court.
The Housing and Planning Act 2016 is Act of Parliament in the United Kingdom that makes widespread changes to housing policy and the planning system. It introduces legislation to allow the sale of higher value local authority homes, introduce starter homes and "Pay to Stay" and other measures intended to promote home ownership and boost levels of housebuilding. The Act has been subject to a number of criticisms by those opposed to the loss of social housing promoted, the extension of right-to-buy to housing associations and possible work disincentives under "Pay to Stay".
Eviction in the United States refers to the pattern of tenant removal by landlords in the United States. In an eviction process, landlords forcibly remove tenants from their place of residence and reclaim the property. Landlords may decide to evict tenants who have failed to pay rent, violated lease terms, or possess an expired lease. Landlords may also choose not to renew a tenant's lease, however, this does not constitute an eviction. In the United States, eviction procedures, landlord rights, and tenant protections vary by state and locality. Historically, the United States has seen changes in domestic eviction rates during periods of major socio-political and economic turmoil—including the Great Depression, the 2008 Recession, and the COVID-19 pandemic. High eviction rates are driven by affordable housing shortages and rising housing costs. Across the United States, low-income and disadvantaged neighborhoods have disproportionately higher eviction rates. Certain demographics—including low income renters, Black and Hispanic renters, women, and people with children—are also at a greater risk of eviction. Additionally, eviction filings remain on renters' public records. This can make it more difficult for renters to access future housing, since most landlords will not rent to a tenant with a history of eviction. Eviction and housing instability are also linked to many negative health and life outcomes, including homelessness, poverty, and poor mental and physical health.
Alternative legal systems began to be used by Irish nationalist organizations during the 1760s as a means of opposing British rule in Ireland. Groups which enforced different laws included the Whiteboys, Repeal Association, Ribbonmen, Irish National Land League, Irish National League, United Irish League, Sinn Féin, and the Irish Republic during the Irish War of Independence. These alternative justice systems were connected to the agrarian protest movements which sponsored them and filled the gap left by the official authority, which never had the popular support or legitimacy which it needed to govern effectively. Opponents of British rule in Ireland sought to create an alternative system, based on Irish law, which would eventually supplant British authority.
A nuisance ordinance, also referred to as a crime-free ordinance or a disorderly house ordinance, is a local law usually passed on the town, city, or municipality level of government that aims to legally punish both landlords and tenants for crimes that occur on a property or in a neighborhood. These laws impose penalties under programs referred to as nuisance abatement when crimes are reported, regardless of whether crimes actually occurred or what the police action entailed. The result of these ordinances is for landlords to tell tenants to not report crimes, refuse to renew the lease of anyone involved in reporting a crime, and eviction of tenants involved in any crimes, even if the tenants were the victims of said crimes.