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The United States Social Security Administration's Ticket to Work and Self-Sufficiency Program is the centerpiece of the Ticket to Work and Work Incentives Improvement Act of 1999.
This free and voluntary program supports career development for people who receive Social Security disability benefits. The Ticket program helps move eligible beneficiaries toward financial independence by connecting them with service providers to receive employment-related services and supports to succeed in the workforce.
Anyone who is age 18 through 64 and receives Social Security Disability Insurance (SSDI) benefits under Title II of the Social Security Act and/or Supplemental Security Income (SSI) payments under Title XVI of the Social Security Act is eligible for the Ticket program. Beneficiaries may assign their Ticket to an Employment Network (EN) or receive services from the public Vocational Rehabilitation (VR) agency in the state in which they reside. [1]
The service provider with whom the individual chooses to work verifies their eligibility. Eligibility status can also be determined by calling the Ticket to Work Help Line at 1-866-968-7842 / 1-866-833-2967 (TTY), Monday through Friday, 8 a.m. to 8 p.m. ET. Trained Help Line representatives answer questions about available work supports, including Social Security Work Incentives, and general questions about how earned income affects Social Security disability benefits. Help Line representatives may also provide a list of authorized service providers to callers.
The types of services offered to beneficiaries depend on the service provider they select to work with and their individual needs. Available services often include career counseling, job search and placement assistance, and ongoing employment support services. Other services, such as benefits counseling, transportation, and workplace accommodation assistance may also be available from the selected provider or through referrals to other organizations or agencies. Participants are free to choose a different service provider at any time.
The Ticket to Work and Work Incentives Improvement Act of 1999 (the Act) provides eligible Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) beneficiaries with a range of employment-related services to support their movement to financial independence through work. The Act also includes expedited reinstatement provisions and improvements to the extended Medicare and Medicaid buy-in provisions.
The Act directed the Commissioner of Social Security to establish a Ticket to Work and Self-Sufficiency program (Ticket to Work program or Ticket program). The Ticket program expands both the number and types of service providers available to people who receive SSDI and/or SSI. Through the Ticket program, approved employment providers earn cash payments based on the work-related achievements of the beneficiaries who sign up for their services. Additionally, the Act requires Social Security to evaluate the Ticket program. Based on program feedback, including a 2004 Mathematica Policy Research study, Social Security revised the Ticket regulations in 2008 to improve the program for both providers and beneficiaries.
The Ticket to Work (Ticket) program connects Social Security beneficiaries with disabilities ages 18 through 64 with free employment services. These services help disabled beneficiaries make informed decisions about working, prepare for work, find a job or maintain success at work. Program participants may receive career counseling, vocational rehabilitation, and/or job placement and training from an authorized Ticket service provider. Beneficiaries may contact several service providers before assigning their Ticket to a service provider. Both the beneficiary and their selected service provider must agree to work together.
Ticket to Work service providers agree to help Social Security disability beneficiaries access employment supports and services. Service providers may offer career planning, benefits counseling, job placement, training or legal advocacy. The five types of service providers are:
Once the beneficiary and the service provider decide to work together, they will collaboratively develop a work plan to help the beneficiary reach their work goals and, eventually, a financially independent future.
The work plan, also referred to as an Individual Work Plan, Individual Employment Plan, or Individual Plan for Employment, outlines both the beneficiary's specific employment goal and the free services and supports from their Ticket program service provider. The beneficiary and service provider work together until the beneficiary reaches the goal in their work plan.
Many Employment Networks (EN) also offer ongoing support services after the beneficiary gets a job. Ongoing services often help the beneficiary keep their job, advance in the position, or get a more desirable job.
Timely progress is taking the agreed-upon steps toward employment within Social Security's timeframes. Examples of action steps are:
The social security administration will periodically conduct a review called a Timely Progress Review (TPR) to determine whether a beneficiary is making "timely progress" under their Work Plan. [2] [3]
A Continuing Disability Review (CDR) is a routine claim review process that the social security administration uses to make sure a beneficiary's disability still meets Social Security disability benefits rules. [4] Medical CDRs check the beneficiary's medical condition to see whether they still have a disability and confirm that they are still eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) due to a disability. [4]
A significant feature of the Ticket program is protection from a CDR for the Ticket participant. [5] If a beneficiary participating in the Ticket program assigned their Ticket to an approved EN or State VR agency and has been found to be making "timely progress" in any TPR, Social Security will not conduct a medical CDR. [6] [7] However, if a beneficiary receives a notice that Social Security has scheduled a medical CDR before assigning their Ticket to a service provider, Social Security will continue with their scheduled medical review.
A beneficiary under a Ticket Assignment does not, however, enjoy protection from a CDR if the social security administration determines in a TPR that the beneficiary is not making "timely progress" under their Work Plan. [8]
Social Security Work Incentives encourage beneficiaries to attempt work. Work Incentives help beneficiaries stay in control of their finances and healthcare benefits while they re-enter the workforce or go to work for the first time. [9] Some Work Incentives help beneficiaries keep their health care coverage while working and others may also allow their cash payments to continue. Available Work Incentives vary for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) beneficiaries. Social Security's Red Book provides more information on the Work Incentives and keeping Medicare and Medicaid. Ticket to Work service providers also provide help with understanding available Work Incentives.
The Ticket program hosts monthly Work Incentives Seminar Event (WISE) webinars [10] to provide Social Security disability beneficiaries with information to help them make decisions about working. Various Ticket program service providers discuss their services and supports on the webinars, as well as the benefits of working and factors to consider when contemplating employment. Some of the webinars address a range of disabilities, while others target specific disability types or age groups. The webinars offer beneficiaries employment resources and access to information 24 hours a day via an online archive.
Social Security contracts with a Ticket Program Manager (TPM) to assist with Ticket program administration. The TPM is responsible for:
On December 15, 2020 Cognosante was awarded a 5-year Ticket to Work Program Management support contract to serve as TPM. [11]
The animus for the Ticket to Work was a belief that current social security disability laws and regulations were a disincentive for disability recipients to enter the work force. [12] [13] Specifically, Ticket to Work sought to increase the incentives and options for disability recipients to seek vocational rehabilitation to facilitate return to work. Ticket to Work also sought to address a belief that disability recipients were reluctant to try to work due to concerns about losing Medicare and/or Medicaid coverage.
The obvious metrics for assessing the success of Ticket to Work are: (i) the number of disability recipients who leave the disability rolls due to successful job placement under Ticket to Work, and (ii) the cost-benefit analysis of Ticket to Work (i.e., has it saved taxpayers money).
A number of assessments by various groups over the years - including the General Accounting Office GAO), [14] [15] the Congressional Research Service, [16] and a private contractor [17] - indicate the Ticket to Work has not been a success. [18] [19]
Key features of the various studies that indicate Ticket to Work has not been a success are as follows:
There appears to be little scholarship or research as to why Ticket to Work has been a failure. The premise underpinning the Ticket to Work - that improved work incentives and expanded medical coverage would result in significant reductions in the disability rolls - may in fact be wrong. Other explanations for disability recipient reluctance to participate in Ticket to Work include:
In the United States, Social Security is the commonly used term for the federal Old-Age, Survivors, and Disability Insurance (OASDI) program and is administered by the Social Security Administration (SSA). The Social Security Act was passed in 1935, and the existing version of the Act, as amended, encompasses several social welfare and social insurance programs.
Supplemental Security Income (SSI) is a means-tested program that provides cash payments to disabled children, disabled adults, and individuals aged 65 or older who are citizens or nationals of the United States. SSI was created by the Social Security Amendments of 1972 and is incorporated in Title 16 of the Social Security Act. The program is administered by the Social Security Administration (SSA) and began operations in 1974.
The United States Social Security Administration (SSA) is an independent agency of the U.S. federal government that administers Social Security, a social insurance program consisting of retirement, disability and survivor benefits. To qualify for most of these benefits, most workers pay Social Security taxes on their earnings; the claimant's benefits are based on the wage earner's contributions. Otherwise benefits such as Supplemental Security Income (SSI) are given based on need.
Guaranteed minimum income (GMI), also called minimum income, is a social-welfare system that guarantees all citizens or families an income sufficient to live on, provided that certain eligibility conditions are met, typically: citizenship and that the person in question does not already receive a minimum level of income to live on.
A disability pension is a form of pension given to those people who are permanently or temporarily unable to work due to a disability.
People with disabilities in the United States are a significant minority group, making up a fifth of the overall population and over half of Americans older than eighty. There is a complex history underlying the U.S. and its relationship with its disabled population, with great progress being made in the last century to improve the livelihood of disabled citizens through legislation providing protections and benefits. Most notably, the Americans with Disabilities Act is a comprehensive anti-discrimination policy that works to protect Americans with disabilities in public settings and the workplace.
Social insurance is a form of social welfare that provides insurance against economic risks. The insurance may be provided publicly or through the subsidizing of private insurance. In contrast to other forms of social assistance, individuals' claims are partly dependent on their contributions, which can be considered insurance premiums to create a common fund out of which the individuals are then paid benefits in the future.
Social Security Disability Insurance is a payroll tax-funded federal insurance program of the United States government. It is managed by the Social Security Administration and designed to provide monthly benefits to people who have a medically determinable disability that restricts their ability to be employed. SSDI does not provide partial or temporary benefits but rather pays only full benefits and only pays benefits in cases in which the disability is "expected to last at least one year or result in death." Relative to disability programs in other countries in the Organisation for Economic Co-operation and Development (OECD), the SSDI program in the United States has strict requirements regarding eligibility.
Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions. For example, the worker may be unable to maintain composure in the case of psychological disorders or sustain an injury, illness or condition that causes physical impairment or incapacity to work. DI encompasses paid sick leave, short-term disability benefits (STD), and long-term disability benefits (LTD). The same concept is instantiated in some countries as income protection insurance.
Disability Determination Services, commonly called DDS, are state agencies that are funded by the US federal government. Their purpose is to make disability findings for the Social Security Administration.
The Foster Care Independence Act of 1999 aims to assist youth aging out of foster care in the United States in obtaining and maintaining independent living skills. Youth aging out of foster care, or transitioning out of the formal foster care system, are one of the most vulnerable and disadvantaged populations. As youth age out of the foster care system at age 18, they are expected to become self-sufficient immediately, even though on average youth in the United States are not expected to reach self-sufficiency until age 26.
Supported employment refers to service provisions wherein people with disabilities, including intellectual disabilities, mental health, and traumatic brain injury, among others, are assisted with obtaining and maintaining employment. Supported employment is considered to be one form of employment in which wages are expected, together with benefits from an employer in a competitive workplace, though some versions refer to disability agency paid employment. Companies such as Skilcraft in the United States are an example of "supported employment" which is defined in law for state and federal reimbursements.
The United States spends approximately $2.3 trillion on federal and state social programs including cash assistance, health insurance, food assistance, housing subsidies, energy and utilities subsidies, and education and childcare assistance. Similar benefits are sometimes provided by the private sector either through policy mandates or on a voluntary basis. Employer-sponsored health insurance is an example of this.
National Telecommuting Institute, Inc. (NTI) is an American nonprofit organization that seeks to promote teleworking as a means of providing accessible employment opportunities to the disabled community. The organization is based in Boston.
Florida Division of Vocational Rehabilitation is a federal-state program in the U.S. state of Florida that provides services to people who have physical or mental disabilities to help them get or keep a job.
Disability benefits are a form of financial assistance or welfare designed to support disabled individuals who cannot work due to a chronic illness, disease or injury. Disability benefits are typically provided through various sources, including government programs, group disability insurance provided by employers or associations or private insurance policies typically purchased through a licensed insurance agent or broker, or directly from an insurance company.
National Disability Employment Awareness Month was declared in 1988 by the United States Congress for the month of October to raise awareness of the employment needs and contributions of individuals with all types of disabilities. The month is an extension of "National Employ the Physically Handicapped Week" originally observed during the first week of October beginning in 1945. In 1962 the word "physically" was removed from that week to acknowledge the employment needs and contributions of individuals with all types of disabilities. Americans observe National Disability Employment Awareness Month by paying tribute to the accomplishments of the people with disabilities whose work helps keep the nation's economy strong and by reaffirming their commitment to ensure equal opportunity for all citizens.
Vocational rehabilitation, also abbreviated VR or voc rehab, is a process which enables persons with functional, psychological, developmental, cognitive, and emotional disabilities, impairments or health disabilities to overcome barriers to accessing, maintaining, or returning to employment or other useful occupations.
Substantial gainful activity is a term used in the United States by the Social Security Administration (SSA). Being incapable of substantial gainful employment is one of the criteria for eligibility for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits. It is known as the "SGA requirement," and is defined in Section 520 of the Social Security Act.
An ABLE account, also known as a 529 ABLE or 529A account, is a state-run savings program for eligible people with disabilities in the United States. Rules governing ABLE accounts are codified in Internal Revenue Code section 529A, which was enacted by the Achieving a Better Life Experience (ABLE) Act in 2014. With limitations, funds in an ABLE account are exempt from the Supplemental Security Income (SSI) and Medicaid asset limit, and earnings are exempt from federal income tax.