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| Operating area | United States, Canada, Mexico, United Kingdom, Australia, and New Zealand |
|---|---|
| Members | ±1,100 |
| ATMs | Over 230,000 [1] |
| Founded | 2003 |
| Owner | NCR Atleos |
| Website | www |
Allpoint is an interbank network connecting automated teller machines (ATMs). It offers surcharge-free transactions at ATMs in its network. It operates in the United States, Canada, Mexico, United Kingdom, Australia, and New Zealand. Allpoint is owned by NCR Atleos.
Allpoint was founded in 2003 by entrepreneur Ben Psillas of ATM National, Inc., who was tired of looking for ATMs from his own bank. [2]
In 2005, Cardtronics acquired ATM National, Inc. and Allpoint. [3]
In September 2008, Allpoint added ATMs at 5,500 7-Eleven stores to its network. [4]
In October 2010, the network expanded to Australia. [5]
In January 2011, the network expanded to Mexico. [6] In July 2016, Fifth Third Bank joined the network. [7]
In 2015, network member KeyBank of Ohio was awarded a contract to distribute unemployment claims in the state of New York. Large numbers of New Yorkers were able to leverage the network affiliation to avoid surcharges against their COVID-19 related unemployment benefits when their preferred ATM machines were emptied during the 2020 pandemic. [8]
In September 2016, First Tennessee joined the network. [9]
In July 2017, Rite Aid joined the network. [10] Kroger stores in Atlanta were also added to the network. [11] Effective July 2017, ATMs in 7-Eleven stores were removed from the network. [12]
In September 2017, Speedway LLC joined the network. [13]
In October 2017, Five Star Bank joined the network. [14]
Also in 2017, the network counted over 200,000 affiliated ATM machines and became the largest ATM owner/operator in the world. [1]
7-Eleven, Inc. is an American convenience store chain, headquartered in Irving, Texas. The chain was founded in 1927 as an ice house storefront in Dallas. It was named Tote'm Stores between 1928 and 1946. After Ito-Yokado, a Japanese supermarket chain and the parent company of Seven-Eleven Japan, acquired a 70% stake in the company in 1991, the company became a wholly owned subsidiary of Seven-Eleven Japan in November 2005. The chain is owned by Japanese company Seven & I Holdings through Seven-Eleven Japan Co., Ltd.
Albertsons Companies, Inc. is an American grocery company founded and headquartered in Boise, Idaho.
Visa Inc. is an American multinational payment card services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies.
Alimentation Couche-Tard Inc., or simply Couche-Tard, is a Canadian multinational operator of convenience stores. The company has 14,302 stores across Canada, the United States, Mexico, Ireland, Norway, Sweden, Denmark, Estonia, Latvia, Lithuania, Poland, Russia, Japan, China, and Indonesia. The company operates its corporate stores mainly under the Couche-Tard, Circle K, and On the Run brands but also under the affiliated brands Mac's Convenience Stores, go!, 7-jours, Dairy/Daisy Mart, Becker's and Winks.
The Bank of Nova Scotia, operating as Scotiabank, is a Canadian multinational banking and financial services company headquartered in Toronto, Ontario. One of Canada's Big Five banks, it is the third-largest Canadian bank by deposits and market capitalization. In 2023, the company’s seat in Forbes Global 2000 was 88. It serves more than 25 million customers around the world and offers a range of products and services including personal and commercial banking, wealth management, corporate and investment banking. With more than 89,000 employees and assets of CA$1,399 billion as of April 30, 2024, Scotiabank trades on the Toronto and New York exchanges. The Scotiabank swift code is NOSCCATT and the institution number is 002.
The Kroger Company, or simply Kroger, is an American retail company that operates supermarkets and multi-department stores throughout the United States.
Manulife Bank of Canada is a wholly-owned subsidiary of Manulife. As a direct bank, it offers high-interest chequing & savings accounts, credit cards, lines of credit and mortgages, including Manulife One. Since it was established in 1993, Manulife Bank has grown to more than $29 billion in assets and serves customers across Canada. Manulife Bank headquarters are in Waterloo, Ontario.
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is on the list of largest banks in the United States by assets and is one of the largest banks by number of branches, deposits, and number of ATMs.
Marsh Supermarkets was an American retail food chain headquartered in Indianapolis, Indiana, with a peak number of 86 stores in 2013 located throughout central Indiana and parts of western Ohio. Its eventual parent company was Sun Capital Partners, headquartered in Boca Raton, Florida.
ATM usage fees are the fees that many banks and interbank networks charge for the use of their automated teller machines (ATMs). In some cases, these fees are assessed solely for non-members of the bank; in other cases, they apply to all users. There is usually a higher fee for use of White-label ATMs rather than bank owned ATMs.
CU Cooperative Systems, Inc. doing business as Co-op Solutions, is a company that operates an interbank network connecting the ATMs of credit unions in the United States, with locations also in Canada and certain United States Navy bases overseas. It is the largest credit union-owned interbank network in the US.
Pentagon Federal Credit Union, widely known by its abbreviated name PenFed, is a United States federal credit union headquartered in McLean, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). PenFed is the nation's third largest federal credit union, with assets of $34.8 billion and more than 2.8 million members as of December 2023.
Kroger Wireless LLC is an American mobile virtual network operator providing domestic telecommunications services via the T-Mobile Network. The brand was launched as i-wireless, a Kroger Co. It was trialed in 130 Kroger stores in 2006, before being rolled out by mid-2008 to over 2,200 locations, including banner stores such as Dillons, Ralphs, Fred Meyer, and Fry's Food and Drug. Unique among US wireless operators, i-wireless created a loyalty offer allowing customers the ability to earn Wireless Rewards on select plans when using their shopper's loyalty card on in-store qualifying purchases. In May 2019, the company announced the name of its prepaid product brand changing from "i-wireless, a Kroger Co." to "Kroger Wireless."
One Nevada Credit Union, headquartered in Winchester, Nevada, is the largest locally based federally insured, state-chartered credit union in Nevada with locations in Las Vegas, Henderson, Reno, and North Las Vegas.
Stanford Federal Credit Union is a federally chartered credit union located in Palo Alto, California. It provides banking services to the Stanford community. Stanford FCU has over $3.6 billion in assets and serves over 80,000 members.
Georgetown University Alumni & Student Federal Credit Union (GUASFCU) is a credit union headquartered in Washington, D.C., chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the US federal government. GUASFCU is the oldest and largest entirely student-run credit union in the country, both in asset size and in membership.
Langley Federal Credit Union is a US credit union headquartered in Newport News, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Langley FCU is one of the 100 largest credit unions in the United States. As of November 2022, Langley FCU has $5.1 billion USD in assets and over 351,000 members. The credit union has 21 branches in the Hampton Roads area of Virginia.
MoneyPass is an interbank network owned by Brookfield, Wisconsin-based Fiserv, the third largest North American financial services company by revenue.
Soarion Credit Union, formerly known as Air Force Federal Credit Union (AFFCU), is a US credit union headquartered in San Antonio, Texas, chartered and regulated under the authority of the National Credit Union Administration in 1952. Soarion Credit Union's routing number is 314085504.
Cardtronics is a global financial services technology company that provides automated teller machines to retailers, and operates the Allpoint interbank network. Since 2017, Cardtronics’ network counted over 200,000 affiliated ATMs and is the largest ATM owner/operator in the world. In addition to the Allpoint network, Cardtronics provides and operates ATMs for large retailers such as Kroger and Circle K.
We also own and operate the Allpoint network ("Allpoint"), the largest surcharge-free ATM network (based on the number of participating ATMs). As of December 31, 2017, we were the world's largest ATM owner/operator, providing services to over 230,000 ATMs.
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