Assistant Secretary of Housing and Urban Development for Housing

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Assistant Secretary of Housing and Urban Development for Housing
Seal of the United States Department of Housing and Urban Development.svg
Seal of the Department of Housing and Urban Development
Julia R. Gordon, HUD Assistant Secretary.jpg
Incumbent
Julia Gordon
since May 20, 2022
Department of Housing and Urban Development
Style Madam Secretary
The Honorable
(formal address in writing)
Reports to Secretary of Housing and Urban Development
Seat Washington, D.C., US
AppointerThe President
with Senate advice and consent
Term length No fixed term
Constituting instrument 42 U.S.C.   § 3533
FormationSeptember 9, 1965;58 years ago (1965-09-09)
First holderPhilip N. Brownstein
Salary Level IV of the Executive Schedule
Website www.HUD.gov

The Assistant Secretary for Housing, who also carries the title Federal Housing Commissioner, is a position within the United States Department of Housing and Urban Development. The Assistant Secretary is responsible for overseeing the $400 billion Federal Housing Administration insurance portfolio and the Department of Housing and Urban Development's regulatory responsibilities in the area of the Real Estate Settlement Procedures Act, the housing mission of Fannie Mae and Freddie Mac, and the manufactured housing industry. [1]

Contents

Role

The Federal Housing Commissioner is appointed by the President and confirmed by the United States Senate. [2] The Assistant Secretary is third in the order of succession for the office of Secretary of Housing and Urban Development. [3] The Assistant Secretary is paid at level IV of the Executive Schedule, [4] receiving a basic annual salary of $143,000. [5] The position is currently held by Julia Gordon.

Assistant Secretaries of Housing and Urban Development for Housing

At the founding of the Department of Housing and Urban Development in 1965, one Assistant Secretary role was specifically designated to perform the functions of the existing role of Federal Housing Commissioner. [6] HUD Secretary George W. Romney split the role between two new titles, Assistant Secretary for Housing Production and Mortgage Credit (HPMC, for the production side of Sections 235 and 236 and public housing), combining the GHA Commissioner role, and a separate Assistant Secretary for Housing Management (HM). [7] Finally, on June 16, 1976, HUD Secretary Carla Hills merged the two roles into one single Assistant Secretary for Housing & Federal Housing Commissioner role, [8] which remains the title today.

Assistant Secretary – Federal Housing Commissioner

ImageNameTerm beganTerm ended President(s)

Philip N. Brownstein [9] 1963†1969 Lyndon B. Johnson
Eugene M. Gulledge [10] 19691969 Richard M. Nixon

†Incumbent FHA Commissioner at founding of Department of Housing and Urban Development

Assistant Secretary of Housing Production and Mortgage Credit – Federal Housing Commissioner

ImageNameTerm beganTerm ended President(s) served under
Eugene M. Gulledge [8] October 1969January 1973 Richard M. Nixon
Woodward Kingman (acting) [8] January 1973June 1973
Sheldon B. Lubar [8] July 1973November 1974
Gerald R. Ford
David M. DeWilde (acting) [8] November 1974August 1975
David S. Cook [8] August 1975June 14, 1976 [11]

Assistant Secretary of Housing Management

ImageNameTerm beganTerm ended President(s) served under
Lawrence M. Cox [8] March 1969July 1970 Richard M. Nixon
Norman V. Watson [8] July 1970January 1973
Abner Silverman (acting) [8] January 1973March 1973
H.R. Crawford 207-DP-8812-DSC 3237 (cropped).jpg H.R. Crawford [8] April 1973January 1976
Gerald R. Ford
Robert C. Odle, Jr. (acting) [8] January 1976March 1976
James L. Young [8] March 1976June 14, 1976

Assistant Secretary of Housing – Federal Housing Commissioner

ImageNameTerm beganTerm ended President(s) served under
James L. Young [8] June 14, 1976December 1976 Gerald R. Ford
John T. Howley (acting)December 1976March 1977
Jimmy Carter
Lawrence B. Simons [8] March 1977 [12] 1980
Philip D. Winn [13] 19811982 Ronald Reagan
Philip Abrams [14] 19821983
Maurice Lee Barksdale [15] 19831985
Thomas Demery [16] 19861989
Catherine Austin Fitts crop.jpg Catherine Austin Fitts [17] 19891990 George H. W. Bush
Arthur J. Hill [18] April 19911993
Nicolas P. Retsinas [19] June 1993February 27, 1998 Bill Clinton
William C. Apgar [20] March 19982001
John C. Weicher [21] June 1, 2001 [22] 2005 George W. Bush
Brian Montgomery official photo (cropped).jpg Brian D. Montgomery [1] February 2005July 2009
Barack Obama
David H. Stevens [23] July 2009March 2011
Carol Galante [24] July 2011December 2012
December 2012October 24, 2014
Biniam Gebre [25] October 2014April 7, 2015
Ed GoldingApril 7, 2015January 20, 2017
Dana T. Wade [26] July 2017June 5, 2018 Donald Trump
Brian Montgomery official photo (cropped).jpg Brian D. Montgomery [27] June 5, 2018May 12, 2020
Dana T. Wade [28] July 28, 2020January 20, 2021
Janet M. Golrick [29] January 20, 2021May 20, 2022 Joe Biden
Julia R. Gordon, HUD Assistant Secretary.jpg Julia Gordon May 20, 2022Incumbent

Previous Federal Housing Commissioners include Carol Galante, who served as Acting Federal Housing Commissioner from July 2011 until she was confirmed by the Senate in December 2012. She served as Federal Housing Commissioner until October 2014, when she stepped down to take a faculty position at the University of California at Berkeley. Before her, Brian D. Montgomery, who was confirmed in February 2005 served as Federal Housing Commissioner. The previous Federal Housing Commissioner was John C. Weicher.

Related Research Articles

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An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. FHA mortgage insurance protects lenders against losses. They have historically allowed lower-income Americans to borrow money to purchase a home that they would not otherwise be able to afford. Because this type of loan is more geared towards new house owners than real estate investors, FHA loans are different from conventional loans in the sense that the house must be owner-occupant for at least a year. Since loans with lower down-payments usually involve more risk to the lender, the home-buyer must pay a two-part mortgage insurance that involves a one-time bulk payment and a monthly payment to compensate for the increased risk. Frequently, individuals "refinance" or replace their FHA loan to remove their monthly mortgage insurance premium. Removing mortgage insurance premium by paying down the loan has become more difficult with FHA loans as of 2013.

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References

  1. 1 2 "HUD - The Honorable Brian D. Montgomery Assistant Secretary For Housing - Federal Housing Commissioner". Archived from the original on September 22, 2007. Retrieved September 27, 2007.
  2. ↑ "US CODE: Title 42,3533. Officers of Department" . Retrieved September 27, 2007.
  3. ↑ "Executive Order on Succession at the Department of Housing and Urban Development" . Retrieved September 27, 2007.
  4. ↑ "US CODE: Title 5,5315. Positions at level IV" . Retrieved September 27, 2007.
  5. ↑ "Salary Table 2006-EX". Archived from the original on August 7, 2007. Retrieved September 27, 2007.
  6. ↑ U.S. Department of Housing and Urban Development (November 1969). Secretary's Reference Book (PDF). U.S. Federal Government. p. 8.
  7. ↑ "HUD at 50: Creating Pathways to Opportunity | HUD USER". www.huduser.gov. Retrieved July 11, 2021.
  8. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Comptroller General of the United States (March 31, 1976). Report to the Congress of the United States (PDF). U.S. Federal Government. p. 87.
  9. ↑ "Oral history transcript, Philip N. Brownstein, interview 1 (I), 11/22/1968, by David G. McComb · Discover Production". www.discoverlbj.org. Retrieved July 11, 2021.
  10. ↑ United States Congress Senate Committee on Banking and Currency (1969). Nomination of Eugene A. Gulledge, Hearing Before ..., 91-1 ..., September 25, 1969.
  11. ↑ "White House Notice to the Press June 10, 1976" (PDF).
  12. ↑ "In Memoriam: Lawrence B. Simons". NH&RA. January 5, 2012. Retrieved July 11, 2021.
  13. ↑ "PN136 - Nomination of Philip D. Winn for Department of Housing and Urban Development, 97th Congress (1981-1982)". www.congress.gov. April 2, 1981.
  14. ↑ "PN1260 - Nomination of Philip Abrams for Department of Housing and Urban Development, 97th Congress (1981-1982)". www.congress.gov. September 29, 1982.
  15. ↑ "PN600 - Nomination of Maurice Lee Barksdale for Department of Housing and Urban Development, 98th Congress (1983-1984)". www.congress.gov. November 22, 1983.
  16. ↑ "PN1316 - Nomination of Thomas T. Demery for Department of Housing and Urban Development, 99th Congress (1985-1986)". www.congress.gov. October 18, 1986.
  17. ↑ "PN387 - Nomination of C. Austin Fitts for Department of Housing and Urban Development, 101st Congress (1989-1990)". www.congress.gov. August 2, 1989.
  18. ↑ Saxon, Wolfgang (May 13, 1995). "Arthur Hill, Finance Executive And Ex-Ginnie Mae Chief, 46". The New York Times.
  19. ↑ "PN236 - Nomination of Nicolas P. Retsinas for Department of Housing and Urban Development, 103rd Congress (1993-1994)". www.congress.gov. May 11, 1993.
  20. ↑ "PN1146 - Nomination of William C. Apgar Jr. for Department of Housing and Urban Development, 105th Congress (1997-1998)". www.congress.gov. October 21, 1998.
  21. ↑ "HUD Testimony - John C. Weicher, Assistant Secretary for Housing-Federal Housing Commissioner-Designate, 5/15/01". Archived from the original on March 4, 2007. Retrieved September 27, 2007.
  22. ↑ "John C. Weicher". georgewbush-whitehouse.archives.gov.
  23. ↑ "PN332 - Nomination of David H. Stevens for Department of Housing and Urban Development, 111th Congress (2009-2010)". www.congress.gov. July 10, 2009.
  24. ↑ "FHA Commissioner Carol Galante stepping down for University of California post". The Washington Post . Retrieved September 29, 2015.
  25. ↑ "Ed Golding to Replace Biniam Gebre as FHA Head". NCSHA. Retrieved July 11, 2021.
  26. ↑ "New HUD FHA Commissioner and Assistant Secretary for Housing". leadingage.org.
  27. ↑ "PN1352 - Nomination of Brian D. Montgomery for Department of Housing and Urban Development, 115th Congress (2017-2018)". www.congress.gov. May 23, 2018.
  28. ↑ "PN1605 - Nomination of Dana T. Wade for Department of Housing and Urban Development, 116th Congress (2019-2020)". www.congress.gov. July 28, 2020.
  29. ↑ "Biden names interim FHA commissioner". www.mpamag.com. Retrieved July 11, 2021.
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