In Ireland and the United Kingdom, housing associations are private, non-profit organisations that provide low-cost "social housing" for people in need of a home. Any budget surplus is used to maintain existing housing and to help finance new homes and it cannot be used for personal benefit of directors or shareholders. Although independent, they are regulated by the state and commonly receive public funding. They are now the United Kingdom's major providers of new housing for rent, while many also run shared ownership schemes to help those who cannot afford to buy a home outright.
A mobile virtual network operator (MVNO) is a wireless communications services provider that does not own the wireless network infrastructure over which it provides services to its customers. An MVNO enters into a business agreement with a mobile network operator to obtain bulk access to network services at wholesale rates, then sets retail prices independently. An MVNO may use its own customer service, billing support systems, marketing, and sales personnel, or it could employ the services of a mobile virtual network enabler (MVNE).
In finance, a contract for difference (CFD) is a financial agreement between two parties, commonly referred to as the "buyer" and the "seller." The contract stipulates that the buyer will pay the seller the difference between the current value of an asset and its value at the time the contract was initiated. If the asset's price increases from the opening to the closing of the contract, the seller compensates the buyer for the increase, which constitutes the buyer's profit. Conversely, if the asset's price decreases, the buyer compensates the seller, resulting in a profit for the seller.
Agudas Israel Housing Association (AIHA) is a BME Housing Association that provides over 900 low-cost homes for members of the Orthodox Jewish community in need across the UK. The non-profit includes low-cost housing for rent and shared ownership; retirement living; residential and nursing care; supported living for people with special needs; and a mother-and-baby home.
The Guinness Partnership is one of the largest providers of affordable housing and care in England. Founded as a charitable trust in 1890, it is now a Community Benefit Society with eight members. Bloomberg classify it as a real estate owner and developer.
The Tenant Services Authority (TSA) was the operating name of the Office for Tenants and Social Landlords, the former regulatory agency of registered providers of social housing in England.
Anchor was England’s largest not-for-profit provider of housing, care and support to people over 55 years old up until November 2018 when Anchor merged with Hanover Housing Association to form Anchor Hanover Group, the largest provider of specialist housing and care for older people in England.
Homes England is the non-departmental public body that funds new affordable housing in England. It was founded on 1 January 2018 to replace the Homes and Communities Agency (HCA). HCA in turn was established by the Housing and Regeneration Act 2008 as one of the successor bodies to the Housing Corporation, and became operational on 1 December 2008.
Curo Group is a not-for-profit housing association based in Bath, England. Curo's operating area is the West of England, with the majority of its homes located in Bath and North East Somerset where it is the largest housing provider.
Home care in the United Kingdom is supportive care provided in the home. Care may be provided by licensed healthcare professionals who provide medical care needs or by professional caregivers who provide daily care to help to ensure the activities of daily living (ADLs) are met. In home medical care is often and more accurately referred to as home health care or formal care. Often, the term home health care is used to distinguish it from non-medical care, custodial care, or private-duty care which is care that is provided by persons who are not nurses, doctors, or other licensed medical personnel.
The NHS internal market was established by the National Health Service and Community Care Act 1990, to separate the roles of purchasers and providers within the National Health Service in the United Kingdom. Previously, healthcare was provided by regional health authorities which were given a budget to run hospitals and community health services in their area. The Health and Social Care Act 2012 was intended to open up the internal market to external competition. The 2019 NHS Long Term Plan called for the establishment of integrated care systems across England by 2021, effectively ending the internal market.
Clarion Housing Group is the largest housing association in the United Kingdom with 125,000 properties across more than 170 local authorities. Clarion Provides a home to over 350,000 people.
Shepherds Bush Housing Group is made up of two brands: Shepherds Bush Housing Association and BE WEST. Shepherds Bush Housing Association is a housing association based in west London. The Shepherds Bush Housing Association was first established in 1966 by Reverend John Asbridge, vicar of St Stephen's Church, Shepherd's Bush, who sought with his parishioners a means to "acquire and administer property for letting to needy families." By the early 2000s the SBHA owned and managed more than 5,000 homes. In mid 2023 it was reported that the SBHA might merge, or be taken over by, The Guinness Partnership, following a "breach of economic standards".
Our Power was an energy supply company backed by the Scottish government, one of the first in the UK to operate on a non-profit distribution basis. Our Power was entirely asset-locked, being owned by social housing providers, community organisations and local authorities.
Affordable housing is housing that is deemed affordable to those with a median household income as rated by the national government or a local government by a recognized housing affordability index. A general rule is no more than 30% of gross monthly income should be spent on housing, to be considered affordable as the challenges of promoting affordable housing varies by location.
Civitas Social Housing is a large British investment trust dedicated to investments in existing portfolios of built social homes in England and Wales. Established in 2016, the company is listed on the London Stock Exchange. The Chairman is Michael Wrobel.
Anchor Hanover Group, trading as Anchor, is the largest provider of specialist housing and care for older people in England. It was formed in November 2018 when Anchor Trust and Hanover Housing Association merged. Its main office is in Bradford.
Aurore Lalucq is a French economist and politician of the Place Publique party who has been serving as a Member of the European Parliament (MEP) since 2019.
West Whitlawburn Housing Co-operative is a housing co-operative and registered social landlord on the outskirts of Glasgow, Scotland. Situated in Cambuslang the co-operative is a social housing provider managing 644 former council housing on the West Whitlawburn estate, housing approximately 2500 residents. As a fully mutual housing co-operative the tenants are members and shareholders and elect a management committee of members to oversee the running of the organisation. Founded in 1989 the co-operative is one of the largest housing co-operatives in Scotland, and one of the few stock transfer social housing co-operatives not to have been converted into a housing association.
Rochdale Boroughwide Housing (RBH) is a social housing provider established in 2012 to receive the transfer of housing stock from Rochdale Borough Council in Greater Manchester, England. It has a subsidiary, RBH Limited. It owns and manages about 12,700 properties. In March 2020, it employed 545 full time equivalent staff.
