It is proposed that this article be deleted because of the following concern:
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| Credit Union | |
| Industry | Financial services |
| Founded | 1950 |
| Headquarters | Ottawa, Ontario [1] |
Key people | Joel Lalonde, President & CEO Tanya Gracie, Chair of the Board of Directors Melissa Mackenzie, Chief Financial Officer |
| Products | Checking Accounts Savings Accounts Insurance Mortgages Investment Bank Asset-Based Lending Consumer finance |
| Revenue |  |
| |
| Total assets |  |
| Website | https://www.yourcu.com/Personal/ |
Your Credit Union (YourCU.com) is a credit union in Ontario, Canada mainly serving members across the Ottawa-Carleton, [2] Cornwall, [3] and rural Eastern Ontario regions. It is incorporated under the Credit Unions and Caisses Populaires Act, 1994, and is a member of the Deposit Insurance Corporation of Ontario [4] and of Central 1 Credit Union.
A credit union is a member-owned financial cooperative, controlled by its members and operated on the principle of people helping people, providing its members credit at competitive rates as well as other financial services.
Eastern Ontario is a secondary region of Southern Ontario in the Canadian province of Ontario which lies in a wedge-shaped area between the Ottawa River and St. Lawrence River. It shares water boundaries with Quebec to the north and New York State to the east and south, as well as a small land boundary with the Vaudreuil-Soulanges region of Quebec to the east.
Ontario is one of the 13 provinces and territories of Canada. Located in Central Canada, it is Canada's most populous province accounting for 38.3 percent of the country's population, and is the second-largest province in total area. Ontario is fourth-largest jurisdiction in total area when the territories of the Northwest Territories and Nunavut are included. It is home to the nation's capital city, Ottawa, and the nation's most populous city, Toronto, which is also Ontario's provincial capital.
YourCU has six branches: three in Ottawa and three in Cornwall. The Credit Union's headquarters are located at 14 Chamberlain Ave, Ottawa, Ontario.
Ottawa is the capital city of Canada. It stands on the south bank of the Ottawa River in the eastern portion of southern Ontario. Ottawa borders Gatineau, Quebec; the two form the core of the Ottawa–Gatineau census metropolitan area (CMA) and the National Capital Region (NCR). As of 2016, Ottawa had a city population of 934,243 and a metropolitan population of 1,323,783 making it the fourth-largest city and the fifth-largest CMA in Canada. In June 2019, the City of Ottawa estimated it had surpassed a population of 1 million.
Your Credit Union became an open bond financial institution in 2009, allowing anyone to become a member. As at September 30, 2018, there were 12,354 members [5] of the Credit Union with over C$326 million [6] in assets.
As a condition of membership, each member is required under the by-laws to maintain a minimum of one share of the Credit Union, at a value of $5 per share. Members under the age of 18 are not required to purchase membership shares. The shares are redeemable at their paid-up amount when the member withdraws from membership. All members are eligible for exercising their right to vote for a democratically elected Board of Directors at the annual general meeting.
