History of Regional Rural Banks in Uttar Pradesh

UPGB logo used since August 1, 2025

The Regional Rural Banks (RRBs) were established under the provision of RRBs Act, 1976, Act No. 21 of 1976 [9 February 1976.] ^[1] with an objective to create an alternative channel to the cooperative credit structure so as to facilitate an expanded bandwidth of institutional credit for agriculture and rural sector. It started with 5 RRBs in the year 1975, first RRB was setup on 2nd October, 1975 under the provisions of the Ordinance promulgated on 26th September, 1975, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas, credit and other facilities, particularly to small and marginal farmers, agricultural labourers, artisans and small entrepreneurs, and for matters connected therewith and incidental thereto. RRBs carry the basic mandate of ensuring rural development and foster financial inclusion.

RRBs in the last 5 decades have transformed rural banking in providing easy access to financial services.

Initially there were 36 RRBs functional in Uttar Pradesh since 1975. Out of which 1 RRB Kshetriya Kisan Gramin Bank was sponsored by Uttar Pradesh state Co-operative Bank Ltd.

Prathama Bank, with head office in Moradabad, Uttar Pradesh was the first RRB established on October 2, 1975. It was sponsored by Syndicate Bank and had an authorized capital of Rs. 5 crore. ^[2]

Amalgamations

This is the list of amalgamations held in Uttar Pradesh at various points of time ^[3]

Amalgamation during financial year 2005-06

As part of the restructuring process initiated in 2005, RRBs sponsored by the same banks were amalgamated to improve operational efficiency and service delivery. In the financial year 2005-06, 23 RRBs amalgamated to form 7 RRBs

S.No.	Name	Head Office	Sponsor Bank
1	Baroda Eastern Uttar Pradesh Gramin Bank		Bank of Baroda
2	Baroda Western Uttar Pradesh Gramin Bank		Bank of Baroda
3	Kashi Gomti Samyukt Gramin Bank	Varanasi	Union Bank of India
4	Lucknow Kshetriya Gramin Bank	Sitapur	Allahabad Bank
5	Purvanchal Gramin Bank	Gorakhpur	State Bank of India
6	Triveni Kshetriya Gramin Bank	Orai	Allahabad Bank
7	Uttar Pradesh Gramin Bank	Meerut	Punjab National Bank

Amalgamation during financial year 2006-07

S.No.	Name	Head Office	Sponsor Bank	Date of Establishment	Amalgamated Bank	Head Office	Sponsor Bank	Date of Establishment
1	Aligarh Kshetriya Gramin Bank	Aligarh	Canara Bank		Shreyas Gramin Bank	Aligarh	Canara Bank	June 1, 2006
2	Etah Gramin Bank	Etah
3	Jamuna Gramin Bank
4	Avadh Gramin Bank		Bank of India	June 7, 1977	Aryavart Gramin Bank	Lucknow	Bank of India	October 3, 2006
5	Barabanki Gramin Bank	Barabanki		March 26, 1976
6	Farrukhabad Gramin Bank	Farrukhabad		March 29, 1976

Amalgamation during financial year 2007-08

S.No.	Name	Head Office	Sponsor Bank	Amalgamated Bank	Head Office	Date of Establishment	Sponsor Bank
1	Devi Patan Gramin Bank	Gonda	Punjab National Bank	Sarva U.P. Gramin Bank [4]	Meerut	November 23, 2007	Punjab National Bank
2	Kisan Gramin Bank	Budaun
3	Rani Laxmi Bai Kshetriya Gramin Bank	Jhansi
4	Uttar Pradesh Gramin Bank	Meerut
5	Baroda Eastern Uttar Pradesh Gramin Bank		Bank of Baroda	Baroda Uttar Pradesh Gramin Bank	Raebareli	March 31, 2008	Bank of Baroda
6	Baroda Western Uttar Pradesh Gramin Bank

Amalgamation during financial year 2009-10

S.No.	Name	Head Office	Sponsor Bank	Amalgamated Bank	Head Office	Date of Establishment	Sponsor Bank
1	Balliya Kshetriya Gramin Bank	Balliya	Central Bank of India	Balliya Etawah Kshetriya Gramin Bank	Balliya	January 1, 2010	Central Bank of India
2	Etawah Kshetriya Gramin Bank	Etawah
3	Lucknow Kshetriya Gramin Bank	Sitapur	Allahabad Bank	Allahabad UP Gramin Bank	Banda	March 2, 2010	Allahabad Bank
4	Triveni Kshetriya Gramin Bank	Orai

Amalgamation during financial year 2012-13

S.No.	Name	Head Office	Date of Establishment	Sponsor Bank	Amalgamated Bank	Head Office	Sponsor Bank	Date of Establishment
1	Aryavart Gramin Bank	Lucknow	October 3, 2006	Bank of India	Aryavart Kshetriya Gramin Bank	Lucknow	Bank of India	October 1, 2012
2	Kshetriya Kisan Gramin Bank	Mainpuri	May 20, 1980	Uttar Pradesh State Co-operative Bank Ltd.

Amalgamation during financial year 2013-14

S.No.	Name	Head Office	Sponsor Bank	Date of Establishment	Amalgamated Bank	Head Office	Sponsor Bank	Date of Establishment
1	Purvanchal Gramin Bank	Gorakhpur	State Bank of India	2005	Purvanchal Bank	Gorakhpur	State Bank of India	2013
2	Balliya Etawah Gramin Bank	Balliya	Central Bank of India	January 1, 2010
3	Aryavart Kshetriya Gramin Bank	Lucknow	Bank of India	October 1, 2012	Gramin Bank of Aryavart	Lucknow	Bank of India	April 1, 2013
5	Shreyas Gramin Bank	Aligarh	Canara Bank	June 1, 2006

Amalgamation during financial year 2019-20

S.No.	Name	Head Office	Sponsor Bank	Date of Establishment	Amalgamated Bank	Head Office	Sponsor Bank	Date of Establishment
1	Gramin Bank of Aryavart	Lucknow	Bank of India	April 1, 2013	Aryavart Bank	Lucknow	Bank of India	April 1, 2019
2	Allahabad UP Gramin Bank	Banda	Allahabad Bank	March 2, 2010
3	Prathama Bank	Moradabad	Syndicate Bank	October 2, 1975	Prathama U.P. Gramin Bank	Moradabad	Punjab National Bank
4	Sarva U.P. Gramin Bank	Meerut	Punjab National Bank	November 23, 2007

Amalgamation during financial year 2020-21

Union Bank of India had sponsored four RRBs in India out of which three were in U.P namely, Kashi Gramin Bank, Gomti Gramin Bank and Samyut Kshetriya Gramin Bank. Samyut Khetriya Gramin Bank established on 6th Jan 1976, with its Head Office at AZAMGARH. It covered four districts It had 168 branches.

S.No.	Name	Head Office	Sponsor Bank	Date of Establishment	Amalgamated Bank	Head O fice	Sponsor Bank	Date of Establishment
1	Baroda Uttar Pradesh Gramin Bank	Raebareli	Bank of Baroda	March 31, 2008	Baroda U.P. Bank [5]	Gorakhpur	Bank of Baroda	April 1, 2020
2	Kashi Gomti Samyukt Gramin Bank	Varanasi	Union Bank of India	September 2005
3	Purvanchal Bank	Gorakhpur	State Bank of India	2013

Amalgamation during financial year 2025-26

S.No.	Name	Head Office	Sponsor Bank	Amalgamated Bank	Head Office	Sponsor Bank	Date of Establishment
1	Aryavart Bank	A-2/46, Vijay Khand, Gomti Nagar, Lucknow 226010 [6]	Bank of India	Uttar Pradesh Gramin Bank [7] [8]	2nd and 3rd floor, NBCC Commercial Complex, Vardan Khand, Gomti Nagar Extension Lucknow, Uttar Pradesh - 226010 [9]	Bank of Baroda	May 1, 2025
2	Baroda U.P. Bank	Taramandal, Gorakhpur 273016	Bank of Baroda
3	Prathama U.P. Gramin Bank	Ram Ganga Vihar Phase 2, Moradabad 244001	Punjab National Bank

References

1. The Regional Rural Banks Act, 1976
2. Bhattacharjee, Subhomoy (7 September 2019). "The largest rewrite of the banking history and merger's cultural traps". Business Standard India. Retrieved 2 June 2021.
3. "Government's RRB Consolidation Drive reduces RRBs from 196 to 28 Under 'One State-One RRB' Policy to Boost Efficiency and Financial Strength". Press Information Bureau (pib). Retrieved 24 October 2025.
4. "Sarva U.P. Gramin Bank".
5. "दैनिक जागरण: बैंकों का विलय : एक हुए UP के तीन बैंक, अब बड़ौदा यूपी बैंक नाम से जाने जाएंगे".
6. Before the merger, the Aryavart Bank head office was already located from A-2/46, Vijay Khand, Gomti Nagar, Lucknow to 2nd and 3rd floor, NBCC Commercial Complex, Vardan Khand, Gomti Nagar Extension, Lucknow, Uttar Pradesh, 226010. The new building for this head office was inaugurated on April 1, 2025, shortly before the official merger date.
7. "Govt announces 'One State, One RRB' implementation from May 1, 2025".
8. "about us :: Uttar Pradesh Gramin Bank".

9. 

   UPGB headquarters building used since April 1, 2025

External links

• Uttar Pradesh Gramin Bank