Electronic funds transfer at point of sale is an electronic payment system involving electronic funds transfers based on the use of payment cards, such as debit or credit cards, at payment terminals located at points of sale. EFTPOS technology was developed during the 1980s.
Kiwibank Limited is a New Zealand state-owned bank and financial services provider. As of 2023, they are the fifth-largest bank in New Zealand by assets, and the largest New Zealand-owned bank, with a market share of approximately 9%.
The Commonwealth Bank of Australia (CBA), or CommBank, is an Australian multinational bank with businesses across New Zealand, Asia, the United States, and the United Kingdom. It provides a variety of financial services, including retail, business and institutional banking, funds management, superannuation, insurance, investment, and broking services. The Commonwealth Bank is the largest Australian listed company on the Australian Securities Exchange as of August 2015, with brands including Bankwest, Colonial First State Investments, ASB Bank, Commonwealth Securities (CommSec) and Commonwealth Insurance (CommInsure).
ANZ Bank New Zealand Limited is a New Zealand banking and financial services company, which operates as a subsidiary of Australia and New Zealand Banking Group Limited of Australia. ANZ is one of New Zealand's big four banks, and is the largest bank in New Zealand with approximately 30% of market share as of March 2021.
Bank of New Zealand (BNZ) is one of New Zealand's big four banks and has been operating in the country since the first office was opened in Auckland in October 1861 followed shortly after by the first branch in Dunedin in December 1861. The bank operates a variety of financial services covering retail, business and institutional banking and employs over 5,000 people in New Zealand. In 1992 the bank was purchased by the National Australia Bank and has since then operated as a subsidiary, but it retains local governance with a New Zealand board of directors.
Trust Bank New Zealand Ltd was a registered bank that operated in New Zealand between 1986 and 1996. It was made up of the former regional savings banks that had their origins as far back as 1847. It was acquired by Westpac Bank in 1996 which phased out the Trust Bank brand at the end of 2002, when the bank was rebranded from WestpacTrust to simply Westpac.
TelstraClear Limited was New Zealand's second-largest telecommunications company before being acquired by Vodafone New Zealand in October 2012, previous to which it was a subsidiary of Australian company Telstra.
TSB Bank Ltd trading as TSB, is a New Zealand bank with headquarters in New Plymouth. It has 25 branches across the country but is heavily focused on the Taranaki region where 12 of its branches are located. As of June 2022, it was the seventh largest bank in New Zealand, with a market share in terms of assets of 1.4%.
Sir Ralph Norris is an Australasian business leader, knighted for services to New Zealand business in 2009. He transitioned from CIO to CEO, leading business and culture transformations across different industries. Currently the chairman of Craigs Investment Partners, Norris has held several chair and board roles and was previously CEO of ASB Bank (1991–2001), Air New Zealand (2002–2005) and the Commonwealth Bank Group (2005–2011). While at ASB, Norris was instrumental in the launch of New Zealand’s first automatic teller machines and Eftpos technology. He is known for his business turnaround acumen and 'no surprises' approach, demonstrating a practical and down-to-earth style. He led the banking industry globally in moving executive long-term incentives (LTIs) away from purely financial performance, linking them for the first time to customer satisfaction. Norris is a honorary Fellow of the Institute of IT Professionals, an ambassador of the Australian Indigenous Education Foundation, was awarded an Honorary Doctorate of Business by the University of New South Wales in 2012, and was inducted into the New Zealand Business Hall of Fame in 2014. He is a strong advocate of tertiary education.
Westland Savings Bank was one of 14 regional trustee savings banks operating in New Zealand. WSB was based on the West Coast of the South Island of New Zealand.
The WTA Auckland Open is a professional women's tennis tournament in Auckland, New Zealand. The tournament is played annually, in the first week of January, at the ASB Tennis Centre in the suburb of Parnell, just east of the Central Business District. It is an International level tournament in the Women's Tennis Association (WTA) World Tour. The equivalent men's event, the ATP Auckland Open, is played in the following week, immediately ahead of the first Grand Slam tournament of the season, the Australian Open.
CommSec is Australia's largest online stockbroking firm. It is a subsidiary of the Commonwealth Bank.
The Big Four is the colloquial name given to the four main banks in several countries where the banking industry is dominated by just four institutions and where the phrase has thus gained relevance. Some countries include more or fewer institutions in such rankings, leading to other names such as Big Three, Big Five, or Big Six.
The ASB Tennis Centre is a tennis facility located in the Parnell district of Auckland, New Zealand. The centre was opened on 18 November 1922 by the Auckland Lawn Tennis Association on grounds leased from the Auckland City Council, that are a part of Pukekawa / Auckland Domain. Originally the centre had nine outdoor grass courts as well as a stand for 400 spectators. In 1977 the surface of the courts, 12 at the time, was changed to hardcourt. It currently hosts the ASB Classic for both men and women on consecutive weeks in January each year before the Australian Open. The centre is also a regular host of New Zealand Davis Cup team ties, including the 1975 and 1977 Eastern Zone finals. It is located on Stanley Street next to the Domain entrance.
Westpac Banking Corporation, known simply as Westpac, is an Australian multinational banking and financial services company headquartered at Westpac Place in Sydney, New South Wales.
POLi Payments Pty Ltd is an online payments company based in Melbourne, Australia. It is the developer and provider of POLi, an online payment system that is used by merchants and customers in Australia and New Zealand. POLi Payments was acquired by SecurePay Holdings, a fully owned subsidiary of Australia Post, in December 2014.
Heartland Bank is a New Zealand owned bank that was created in 2011 through the merging of four financial organisations. Heartland was granted its bank registration by the Reserve Bank of New Zealand in 2012. It specialises in motor vehicle loans, reverse mortgages, small business finance, livestock finance, savings, investments and deposits.
Eastern & Central Savings Bank was a savings bank that operated in New Zealand between 1972 and 1987. It was the result of a merger between two smaller regional savings banks; Hawke’s Bay and Gisborne Savings Bank and Manawatu Wairarapa Savings Bank. Fifteen years later it absorbed the customers of Trust Bank Wanganui to become Trust Bank Central.
KlickEx is a Polynesian Central Bank Money payments system for domestic, high value, low value, securities, cheque, and electronic foreign exchange transactions using an interbank smart market retail system. It provides exchange clearing service platforms to central bank, commercial bank, nonbank, and non-financial clients in the Pacific Islands, also providing a guaranteed fund, net settlement, retail servicing to mobile money operations across the region, avoiding the usual foreign transfer delays, fees and spreads by matching up individuals or central-bank-settling payments to and from the islands.
Lauren Marriott is a New Zealand illustrator, comics artist, sculptor and graphic designer. She often draws under the pseudonym Ralphi.
NZ$1.607 billion (2011) [2] 
