Affirmatively Furthering Fair Housing (AFFH) is a provision of the 1968 federal Fair Housing Act [1] signed into law by President Lyndon B. Johnson. The law requires that "All executive departments and agencies shall administer their programs and activities relating to housing and urban development (including any Federal agency having regulatory or supervisory authority over financial institutions) in a manner affirmatively to further the purposes of" the Fair Housing Act. The law also requires the Secretary of the United States Department of Housing and Urban Development (HUD) to administer all HUD programs in a manner that affirmatively furthers fair housing.
Since the Fair Housing Act has a dual purpose — the elimination of both housing discrimination and residentially segregated communities — affirmatively furthering fair housing is essentially fulfilling the dual purpose of the law, proponents said. There is a significant link between appropriate housing, community involvement and health. According to the World Health Organization’s 2018 Housing and Health Guidelines, improved housing conditions can save lives, prevent disease, increase quality of life, reduce poverty, and help mitigate climate change. [2]
Under the Obama Administration, in July 2015 HUD promulgated the Affirmatively Furthering Fair Housing Rule pursuant to the Fair Housing Act. It requires cities and towns that receive Federal money for any housing or urban development related purpose to examine whether there are any barriers to fair housing, housing patterns or practices that promote bias based on any protected class under the Fair Housing Act, and to create a plan for rectifying fair housing barriers. The intention is to promote equal housing opportunities and level the playing field so that all neighborhoods provide the quality services and amenities that are important for people to live successful lives. Civil rights groups hailed the rule citing decades-long patterns of government-sponsored segregation and discriminatory practices, while conservatives decried it as social engineering. [3] [4] [5]
The 2015 rules required cities and towns, in order to receive funding from HUD to document patterns of racial bias in their neighborhoods, to publicly report the results every three to five years, and to set and track goals to reduce segregation. [6] [7] Under the new rules, any jurisdiction that receives money from HUD must analyze its housing occupancy by race, disability, familial status, economic status, English proficiency, and other categories. It must then analyze factors which contribute to any prohibitive barriers in housing and formulate a plan to remedy the impediments.
The plan can be approved or disapproved by HUD. This is done at both the local and regional level. For example, a major city, such as Chicago, will have to analyze any racial disparities within Chicago, and Chicago suburbs will analyze their own racial disparities. In addition, Chicago and the suburbs will have to analyze any disparities as compared with each other. Thereafter, the community has to track progress (or lack thereof). The planning cycle will be repeated every five years. If the Federal government is not satisfied with a community's efforts to reduce disparities, federal funds could be withheld. [8]
In a tweet posted on July 23, 2020, President Trump said, "I am happy to inform all of the people living in their Suburban Lifestyle Dream that you will no longer be bothered or financially hurt by having low income housing built in your neighborhood. Your housing prices will go up based on the market, and crime will go down. I have rescinded the Obama-Biden AFFH Rule. ENJOY!" [9] In a second tweet addressed to “The Suburban Housewives of America,” Trump continued, “Biden will destroy your neighborhood and your American Dream. I will preserve it, and make it even better!” [10] [11]
In a press release made the previous week HUD Secretary Ben Carson said that implementation of the Obama legislation had proven “to be complicated, costly, and ineffective” saying:
"After reviewing thousands of comments on the proposed changes to the Affirmatively Furthering Fair Housing (AFFH) regulation, we found it to be unworkable and ultimately a waste of time for localities to comply with, too often resulting in funds being steered away from communities that need them most… Washington has no business dictating what is best to meet your local community’s unique needs. [11]
The administration is replacing the AFFH with the Preserving Community and Neighborhood Choice rule, which Carson said will offer state and local government the benefit of the doubt to maintain fair housing practices. “This brand-new rule…defines fair housing broadly to mean housing that, among other attributes, is affordable, safe, decent, free of unlawful discrimination, and accessible under civil rights laws. It then defines ‘affirmatively furthering fair housing’ to mean any action rationally related to promoting any of the above attributes of fair housing,” the HUD secretary’s statement read. [12]
Shortly after taking office in January 2021, President Joe Biden took steps to reverse the Trump reversal of Affirmatively Furthering Fair Housing, designed to introduce subsidized housing into higher-income, suburban zip codes. The order directed the secretary of Housing and Urban Development to “examine the effects” of the Trump rules. [13]
In a statement Speaker of the House Nancy Pelosi said, "The Trump Administration’s elimination of the fair housing rule is a betrayal of our nation’s founding values of equality and opportunity for all. It is a shameful abdication of our government’s responsibility to end discriminatory housing practices and to lift up our nation’s most vulnerable communities." [14]
Eugene Robinson commented that Trump's tweet "may be the most nakedly racist appeal to White voters that I’ve seen since the days of segregationist state leaders such as Alabama’s George Wallace and Georgia’s Lester Maddox." Noting that the Trump family had been sued by the Justice Department in 1973 for refusing to rent apartments to African Americans, Robinson said, "Trump’s tweet is a promise not to actively enforce [the Obama Administration's] provision. And it’s a message to White people they can go ahead and do whatever they feel is necessary to keep Black people and Latinos from moving into their neighborhoods." [15]
Discussing the Trump decision to end the Fair Housing Rule, NPR writes that the likely reason for his move was that suburban voters, and particularly white suburban women voters, are valuable swing voters seen as necessary for Trump to win the 2020 election. NPR quotes political scientist Lynn Vavreck, who explains the rhetoric of his policy decision: "[Trump suggests] a suburb is the kind of community where great Americans live because we've limited it. I think it's just straight-up racializing this idea of housing. This is the kind of argument that Trump makes all the time: 'I'm going to tell you that these people are good, or us versus them. We, the good people, and they, the bad people. And we have to keep them out to keep our greatness.'" [16]
Some municipal governments have adopted policies modeled after the federal policy. Boston became the largest city government to do so. [17] [18] Policies aimed at mimicking parts of the federal policy had been put in place in January 2021 when Boston Mayor Marty Walsh signed into effect changes to the city's zoning code that had been unanimously approved by the Boston Zoning Commission. [17] [19] In 2022, Boston Mayor Michelle Wu signed the Executive Order Relative to Affirmatively Furthering Fair Housing municipal executive order. [18] That order, unlike the more controversial provisions of the federal law, is not designed to introduce subsidized housing into local areas without community involvement. It directs the Boston Planning and Development Agency (BPDA) to recommend zoning code changes to improve the efficiency of development review and approval. The order mandates community engagement is reviews, but does exempt projects sited on land owned by the BPDA and previously approved without community engagement from further review. [20]
Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. Redlining has been most prominent in the United States, and has mostly been directed against African Americans, as well as Mexican Americans in the Southwest. The most common examples involve denial of credit and insurance, denial of healthcare, and the development of food deserts in minority neighborhoods.
A ghetto is a part of a city in which members of a minority group are concentrated, especially as a result of political, social, legal, religious, environmental or economic pressure. Ghettos are often known for being more impoverished than other areas of the city. Versions of such restricted areas have been found across the world, each with their own names, classifications, and groupings of people.
Desegregation busing was an attempt to diversify the racial make-up of schools in the United States by sending students to school districts other than their own. While the 1954 U.S. Supreme Court landmark decision in Brown v. Board of Education declared racial segregation in public schools unconstitutional, many American schools continued to remain largely racially homogeneous. In an effort to address the ongoing de facto segregation in schools, the 1971 Supreme Court decision, Swann v. Charlotte-Mecklenburg Board of Education, ruled that the federal courts could use busing as a further integration tool to achieve racial balance.
The Civil Rights Act of 1968 is a landmark law in the United States signed into law by United States President Lyndon B. Johnson during the King assassination riots.
Blockbusting was a business practice in the United States in which real estate agents and building developers convinced residents in a particular area to sell their property at below-market prices. This was achieved by fearmongering the homeowners, telling them that racial minorities would soon be moving into their neighborhoods. The blockbusters would then sell those same houses at inflated prices to black families seeking upward mobility. Blockbusting became prominent after post-World War II bans on explicitly segregationist real estate practices. By the 1980s it had mostly disappeared in the United States after changes to the law and real estate market.
A covenant, in its most general sense and historical sense, is a solemn promise to engage in or refrain from a specified action. Under historical English common law, a covenant was distinguished from an ordinary contract by the presence of a seal. Because the presence of a seal indicated an unusual solemnity in the promises made in a covenant, the common law would enforce a covenant even in the absence of consideration. In United States contract law, an implied covenant of good faith is presumed.
Facilities and services such as housing, healthcare, education, employment, and transportation have been systematically separated in the United States based on racial categorizations. Notably, racial segregation in the United States was the legally and/or socially enforced separation of African Americans from whites, as well as the separation of other ethnic minorities from majority and mainstream communities. While mainly referring to the physical separation and provision of separate facilities, it can also refer to other manifestations such as prohibitions against interracial marriage, and the separation of roles within an institution. The U.S. Armed Forces were formally segregated until 1948, as black units were separated from white units but were still typically led by white officers.
Americans for Limited Government(ALG) is a conservative 501(c)(4) non-profit organization "dedicated to restoring the constitutional, limited powers of government at the federal, state, and local level... by fighting to reduce the size and scope of government, protecting individuals rights, promoting federalism, and rolling back the tyranny of the administrative state." ALG is focused on "fiscal responsibility, regulatory reform, transparency and shedding light on overlooked issues that impact people's lives."
Zoning is a law that divides a jurisdiction's land into districts, or zones, and limits how land in each district can be used. In the United States, zoning includes various land use laws enforced through the police power rights of state governments and local governments to exercise authority over privately owned real property.
Residential segregation is the physical separation of two or more groups into different neighborhoods—a form of segregation that "sorts population groups into various neighborhood contexts and shapes the living environment at the neighborhood level". While it has traditionally been associated with racial segregation, it generally refers to the separation of populations based on some criteria.
In the United States, housing segregation is the practice of denying African Americans and other minority groups equal access to housing through the process of misinformation, denial of realty and financing services, and racial steering. Housing policy in the United States has influenced housing segregation trends throughout history. Key legislation include the National Housing Act of 1934, the G.I. Bill, and the Fair Housing Act. Factors such as socioeconomic status, spatial assimilation, and immigration contribute to perpetuating housing segregation. The effects of housing segregation include relocation, unequal living standards, and poverty. However, there have been initiatives to combat housing segregation, such as the Section 8 housing program.
In the United States, subsidized housing is administered by federal, state and local agencies to provide subsidized rental assistance for low-income households. Public housing is priced much below the market rate, allowing people to live in more convenient locations rather than move away from the city in search of lower rents. In most federally-funded rental assistance programs, the tenants' monthly rent is set at 30% of their household income. Now increasingly provided in a variety of settings and formats, originally public housing in the U.S. consisted primarily of one or more concentrated blocks of low-rise and/or high-rise apartment buildings. These complexes are operated by state and local housing authorities which are authorized and funded by the United States Department of Housing and Urban Development (HUD). In 2020, there were one million public housing units. In 2022, about 5.2 million American households received some form of federal rental assistance.
Exclusionary zoning is the use of zoning ordinances to exclude certain types of land uses from a given community, especially to regulate racial and economic diversity. In the United States, exclusionary zoning ordinances are standard in almost all communities. Exclusionary zoning was introduced in the early 1900s, typically to prevent racial and ethnic minorities from moving into middle- and upper-class neighborhoods. Municipalities use zoning to limit population density, such as by prohibiting multi-family residential dwellings or setting minimum lot size requirements. These ordinances raise costs, making it less likely that lower-income groups will move in. Development fees for variance, a building permit, a certificate of occupancy, a filing (legal) cost, special permits and planned-unit development applications for new housing also raise prices to levels inaccessible for lower income people.
Housing discrimination in the United States refers to the historical and current barriers, policies, and biases that prevent equitable access to housing. Housing discrimination became more pronounced after the abolition of slavery in 1865, typically as part of Jim Crow laws that enforced racial segregation. The federal government didn't begin to take action against these laws until 1917, when the Supreme Court struck down ordinances prohibiting African-Americans from occupying or owning buildings in majority-white neighborhoods in Buchanan v. Warley. However, the federal government as well as local governments continued to be directly responsible for housing discrimination through redlining and race-restricted covenants until the Civil Rights Act of 1968.
The Oak Park Regional Housing Center (OPRHC) is a non-profit located within the village of Oak Park, Illinois. The Housing Center provides direct services in Oak Park and surrounding communities throughout Chicago and western Cook County.
Black Detroiters are black or African American residents of Detroit. According to the U.S. Census Bureau, Black or African Americans living in Detroit accounted for 79.1% of the total population, or approximately 532,425 people as of 2017 estimates. According to the 2000 U.S. Census, of all U.S. cities with 100,000 or more people, Detroit had the second-highest percentage of Black people.
The Delmar Divide refers to Delmar Boulevard as a socioeconomic and racial dividing line in St. Louis, Missouri. The term was popularized outside Greater St. Louis by a four-minute documentary from the BBC. Delmar Blvd. is an east–west street with its western terminus in the municipality of Olivette, Missouri extending into the City of St. Louis. There is a dense concentration of eclectic commerce on Delmar Blvd. near the municipal borders of University City and St. Louis. This area is known as the Delmar Loop. Delmar Blvd. is referred to as a “divide” in reference to the dramatic difference in racial populations in the neighborhoods to its immediate north and south: as of 2012, residents south of Delmar are 73% white, while residents north of Delmar are 98% black, and because of corresponding distinct socioeconomic, cultural, and public policy differences.
Housing inequalities in Ohio relate to the historic and continuing factors that prevent predominantly people of color from accessing safe and affordable housing. It is self evident that income inequality is the single biggest factor that prevents the purchase of a major asset like a house. Restrictive zoning laws, market forces, job insecurity, lack of savings, and the credit ratings of first home buyers, all play pivotal roles in the overall problem of displacement, exclusion and segregation. Ohio retains a large amount of housing specifically in highly concentrated areas such as Cleveland, Cincinnati and Columbus, which rate in the top 21 cities of racial segregation in the U.S.
Eviction in the United States refers to the pattern of tenant removal by landlords in the United States. In an eviction process, landlords forcibly remove tenants from their place of residence and reclaim the property. Landlords may decide to evict tenants who have failed to pay rent, violated lease terms, or possess an expired lease. Landlords may also choose not to renew a tenant's lease, however, this does not constitute an eviction. In the United States, eviction procedures, landlord rights, and tenant protections vary by state and locality. Historically, the United States has seen changes in domestic eviction rates during periods of major socio-political and economic turmoil—including the Great Depression, the 2008 Recession, and the COVID-19 pandemic. High eviction rates are driven by affordable housing shortages and rising housing costs. Across the United States, low-income and disadvantaged neighborhoods have disproportionately higher eviction rates. Certain demographics—including low income renters, Black and Hispanic renters, women, and people with children—are also at a greater risk of eviction. Additionally, eviction filings remain on renters' public records. This can make it more difficult for renters to access future housing, since most landlords will not rent to a tenant with a history of eviction. Eviction and housing instability are also linked to many negative health and life outcomes, including homelessness, poverty, and poor mental and physical health.
Single-family zoning is a type of planning restriction applied to certain residential zones in the United States and Canada in order to restrict development to only allow single-family detached homes. It disallows townhomes, duplexes, and multifamily housing (apartments) from being built on any plot of land with this zoning designation.