List of banks in Bosnia and Herzegovina

This is a complete list of banks in Bosnia and Herzegovina as of May 2024. Based on official lists from Centralna banka Bosne i Hercegovine, responsible for national bank regulation and registration in Bosnia and Herzegovina.

Central bank

• Centralna banka Bosne i Hercegovine, located in Sarajevo - SWIFT Code: CBBSBA22XXX www.cbbh.ba

Licensed commercial banks

As of 2 September 2024 ^[update] , there are 22 licensed commercial banks in Bosnia and Herzegovina: ^[1]

Bank name	Headquarters	Supervisor	Website	SWIFT Code	Owner / International group	ATM network membership
Addiko Bank Banja Luka	Banja Luka	ABRS	www.addiko-rs.ba	HAABBA2BXXX	Addiko Bank	Addiko Bank BiH
Addiko Bank Sarajevo	Sarajevo	FBA	www.addiko-fbih.ba	HAABBA22XXX	Addiko Bank	Addiko Bank BiH
ASA Banka	Sarajevo	FBA	www.asabanka.ba	IKBZBA2XXXX	ASA Group	ATM Network BH mreža
ATOS BANK	Banja Luka	ABRS	www.atosbank.ba	SABRBA2BXXX	Atos Bank	ATM Network with Nova Banka
Banka Poštanska štedionica Banja Luka	Banja Luka	ABRS	www.bpsbl.com	KOBBBA22XXX	Banka Poštanska štedionica Serbia	No
Bosna Bank International	Sarajevo	FBA	www.bbi.ba	BBIBBA22XXX	Islamic Development Bank (45,46%), Dubai Islamic Bank (27,27%), Abu Dhabi Islamic Bank (27,27%)	ATM Network BH mreža
Intesa Sanpaolo banka BiH	Sarajevo	FBA	www.intesasanpaolobanka.ba	UPBKBA22XXX	Banca Intesa via PBZ	No
Komercijalno-investiciona banka	Velika Kladuša	FBA	www.kib-banka.com.ba	KINBBA22XXX	KIB banka	No
MF banka	Banja Luka	ABRS	www.mfbanka.com	MFBLBA22XXX	MF Grupa d.o.o. (94,87%), GLS investicioni fond (5,13%)	No
NLB Banka Sarajevo	Sarajevo	FBA	www.nlb-fbih.ba	TBTUBA22XXX	NLB Group	NLB Bank BiH
NLB Banka Banja Luka	Banja Luka	ABRS	www.nl-brs.ba	RAZBBA22XXX	NLB Group	NLB Bank BiH
Nova Banka	Banja Luka	ABRS	www.novabanka.com	NOBIBA22XXX	MG-MIND Group	ATM Network with ATOS BANK
Naša Banka	Banja Luka	ABRS	www.nasa-banka.com	PAVLBA22XXX	Naša Banka	No
Privredna banka Sarajevo	Sarajevo	FBA	www.pbs.ba	PBSCBA22XXX	Privredna Banka Sarajevo	ATM Network BH mreža
ProCredit Bank BiH	Sarajevo	FBA	www.procreditbank.ba	MEBBBA22XXX	ProCredit Holding	ProCredit Bank
Raiffeisen Bank Bosna i Hercegovina	Sarajevo	FBA	www.raiffeisenbank.ba	RZBABA2SXXX	Raiffeisen Bank International	Raiffeisen Banking Group
Razvojna banka Federacije BiH	Sarajevo	FBA	www.rbfbih.ba	IBBHBA22XXX	Government of the Federation of Bosnia and Herzegovina	No
Sparkasse Bank Bosna i Hercegovina	Sarajevo	FBA	www.sparkasse.ba/	ABSBBA22XXX	Steiermärkische Sparkasse	Erste Group
UniCredit Bank a.d.	Banja Luka	ABRS	www.unicreditbank-bl.ba	BLBABA22XXX	UniCredit Bank	UniCredit Group BiH
UniCredit Bank d.d.	Mostar	FBA	www.unicredit.ba	UNCRBA22XXX	UniCredit Bank	UniCredit Group BiH
Union Banka	Sarajevo	FBA	www.unionbank.ba	UBKSBA22XXX	Government of the Federation of Bosnia and Herzegovina	ATM Network BH mreža
ZiraatBank BH	Sarajevo	FBA	www.ziraatbank.ba	TZBBBA22XXX	Ziraat Finace Group	Ziraat Bank

Defunct & merged banks in Bosnia and Herzegovina

These are banks that either lost their licence due to the accumulated debts and insolvency, or went into bankruptcy: ^[2]

Defunct/non-operating banks

• Banka Srpske - Banja Luka
• Balkan Investment Bank - Banja Luka
• Bobar Banka - Bijeljina
• IEFK Bank - Banja Luka
• Postbank BH - Sarajevo
• Hercegovačka Banka - Mostar
• Camelija banka - Bihać
• International Commercial Bank - Sarajevo
• VB banka - Banja Luka
• Zepter Komerc bank - Banja Luka
• Privredna banka a.d. Istočno Sarajevo - East Sarajevo

Merged banks

• BOR Banka - Sarajevo
• Moja Banka - Sarajevo
• FIMA Banka - Sarajevo
• Volksbank a.d. - Banja Luka
• Volksbank d.d. - Sarajevo
• NLB Tuzlanska Banka - Tuzla
• Tuzlanska banka - Tuzla
• ABS Banka - Sarajevo
• Depozitna banka - Sarajevo
• Šeh-in banka - Zenica
• Investicijska Banka Federacije BiH - Sarajevo
• LT Gospodarska banka - Sarajevo
• Ljubljanjska banka - Sarajevo
• Sberbank BH - Sarajevo
• Central Profit Banka - Sarajevo
• Universal banka - Sarajevo
• HVB CPB Banka - Sarajevo
• HVB Banka Bosna i Herzegovina - Sarajevo
• Nova Banjalučka banka - Banja Luka
• UPI banka - Sarajevo
• CBS Bank - Sarajevo
• Commercebank - Sarajevo
• Una banka - Bihać
• Auro Banka - Mostar
• Gospodarska banka - Mostar
• Mostarska gospodarska banka - Mostar
• Vakufska banka - Sarajevo
• Sberbank a.d. - Banja Luka
• ASA Naša i snažna - Sarajevo

Banking supervision and authorization

• Agencija za osiguranje depozita Bosne i Hercegovine (in English: Deposit Insurance Agency of Bosnia and Herzegovina)-independent, non-profit legal entity with powers provided for in accordance with the Law www.aod.ba
• Agencija za bankarstvo Federacije BiH (FBA) (in English: Banking Agency of the Federation of Bosnia and Herzegovina) - independent, sovereign and non-profit authority for bank supervision and licensing in FBiH entity www.fba.ba
• Agencija za bankarstvo RS (ABRS) (in English: Banking Agency of Republika Srpska) - independent, sovereign and non-profit authority for bank supervision and licensing in RS entity www.abrs.ba

Other financial institutions

• BAMCARD - www.bamcard.ba national payment clearing provider and processing center to financial institutions in Bosnia and Herzegovina
• BH mreža bankomata or ATM Network BH mreža - www.bhmreza.ba is ATM network with more than 150 ATMs operated by national processing center (BAMCARD) for the customers of four Bosnian partner banks (ASA Banka, Bosna Bank International, Privredna banka Sarajevo and Union Banka).
• KVIKO - www.kviko.ba is Bosnian member of European Mobile Payment Systems Association operated by BAMCARD (for customers of ASA Banka, Bosna Bank International and Union Banka)
• Investiciono-razvojna banka RS - local development bank ^[3] serving RS entity in Bosnia and Herzegovina, from Banja Luka.
• Western Union services in Bosnia and Herzegovina ^[4]
• MoneyGram - in Bosnia and Herzegovina ^[5]
• Ria Money Transfer ^[6]
• Eurogiro ^[7]

Representative offices of International financial institutions

• International Monetary Fund - Međunarodni monetarni fond, Bosnian office located in Sarajevo
• European Bank for Reconstruction and Development, - Evropska banka za obnovu i razvoj za BiH - EBRD office in Sarajevo (Fra Anđela Zvizdovića 1, UNITIC)
• World Bank - The World Bank Group - Country Office for BiH in Sarajevo ^[8] , Ured Svjetske banke u BIH, Sarajevo
• European Investment Bank - (EIB) Representation to Bosnia and Herzegovina in Sarajevo (Skenderija 3a, 71000 Sarajevo).
• Council of Europe Development Bank (Banka Vijeća Evrope) - Razvojna banka Vijeća Evrope (CEB) in BiH ^[9]
• KfW - Njemačka razvojna banka - KFW u BiH
• The Saudi Fund for Development (SFD) - Saudijski fond za razvoj (SFD)
• The International Fund for Agricultural Development - (IFAD) - Međuanrodini fond za poljoprivredni razvoj
• The Kuwait Fund for Arab Economic Development - Kuvajtski fond za arapski razvoj (KFAD)

References

1. "Banks in BH". cbbh.ba. Centralna banka Bosne i Hercegovine. 5 May 2024. Retrieved 2 September 2024.
2. "Banke u BiH". www.profitiraj.ba (in Bosnian). Retrieved 1 October 2016.
3. "Vlada RS želi da njena investiciona banka obavlja platni promet". www.slobodnaevropa.org (in Serbian (Latin script)). www.slobodnaevropa.org. Retrieved 2 September 2024. Posljednji talas sankcija je nametnut 18. juna, kada je sedam kompanija i dvije osobe iz RS sankcionisano zbog, kako je navedeno iz OFAC, povezanosti sa porodicom Milorada Dodika. Iz ovih firmi je kasnije rečeno da očekuju gašenje računa. IRB RS je osnovana 2006. godine, u stopostotnom je vlasništvu RS, a bavi se podsticanjem investicija i podrškom razvoju u tom bh. entitetu.
4. "WU - Brzi transfer novca sa inostranstvom". www.transfernovca.ba (in Bosnian). Retrieved 2 September 2024.
5. "MoneyGram - Brzi transfer novca u BiH". www.brzitransfernovca.ba (in Bosnian). www.brzitransfernovca.ba. Retrieved 2 September 2024.
6. "RIA - Send money to Bosnia and Herzegovina". www.riamoneytransfer.com. Retrieved 2 September 2024.
7. "Financial Services". www.posta.ba. www.posta.ba. Retrieved 2 September 2024.
8. "World Bank - Country Office". www.worldbank.org. www.worldbank.org. Retrieved 2 September 2024.
9. "Member info - Bosnia and Herzegovina". www.coebank.org. www.coebank.org. Retrieved 2 September 2024.