Mahatma Gandhi Pravasi Suraksha Yojana

Last updated

Mahatma Gandhi Pravasi Suraksha Yojana is a special social security scheme which includes Pension and Life Insurance, introduced by Ministry of Overseas Indian Affairs for the overseas Indian workers in possession of Emigration Check Required (ECR) passports. [1] It is a voluntary scheme designed to help workers to meet their three financial needs: saving for retirement, saving for their return and resettlement, and providing free life insurance offering coverage for death from natural causes. [2]

Related Research Articles

India Post Statutory Body of India

India Post is a statutory body in India, which is under the ownership of Department of Post, Ministry of Communications of the Government of India. Generally called "the Post Office" in India, it is the most widely distributed postal system in the world. Warren Hastings had taken initiative under East India Company to start the Postal Service in the country in 1766. It was initially established under the name "Company Mail". It was later modified into a service under the Crown in 1854 by Lord Dalhousie. Dalhousie introduced uniform postage rates and helped to pass the India Post Office Act 1854 which significantly improved upon 1837 Post Office act which had introduced regular post offices in India. It created the position Director General of Post for the whole country.

Pravasi Bharatiya Samman Award

The Pravasi Bharatiya Samman is the highest Indian award for Non-resident Indian and Overseas Citizen of India or an organisation or institution established and run by Non-Resident Indians or Persons of Indian Origin, constituted by the Ministry of Overseas Indian Affairs, Government of India in conjunction with the Pravasi Bharatiya Divas, to honour exceptional and meritorious contribution in their chosen field/profession. The award is given by the President of India. Since 2016, the Government of India has doubled the number of awardees each year to 30 after a decision to grant the award once every two years.

Pravasi Bharatiya Divas is a celebratory day observed on 9 January by the Republic of India to mark the contribution of the overseas Indian community towards the development of India. The day commemorates the return of Mahatma Gandhi from South Africa to Mumbai on 9 January 1915.

National Rural Employment Guarantee Act 2005 or NREGA, later renamed as the Mahatma Gandhi National Rural Employment Guarantee Act or MGNREGA in 2009, is an Indian labour law and social security measure that aims to guarantee the 'right to work'. This act was passed in 23 August 2005 under the UPA government of Prime Minister Manmohan Singh following tabling of the bill in parliament by the Minister for Rural Development Raghuvansh Prasad Singh.

Ela Gandhi South African politician

Ela Gandhi, granddaughter of Mahatma Gandhi, is a South African peace activist and was a Member of Parliament in South Africa from 1994 to 2004, where she aligned with the African National Congress (ANC) party representing the Phoenix area of Inanda in the KwaZulu-Natal province. Her parliamentary committee assignments included the Welfare, and Public Enterprises committees as well as the ad hoc committee on Surrogate Motherhood. She was an alternate member of the Justice Committee and served on Theme Committee 5 on Judiciary and Legal Systems.

The Ministry of Overseas Indian Affairs (MOIA) was a ministry of the Government of India. It was dedicated to all matters relating to the Indian diaspora around the world.

The Ministry of Housing and Urban Poverty Alleviation was a ministry of the Government of India responsible for urban poverty, housing, and employment programs. It involved in national policy decisions and coordinates with Indian central ministries, state governments, and central sponsor programs. The Ministry was created in 2004 after splitting it from the Ministry of Urban Development.

Social security in India includes a variety of statutory insurances and schemes bundled into a complex system run by the Indian government at the federal and the state level and is divided into seven branches: healthcare and medical insurances; old age/retirement benefits; unemployment insurance; life and disability insurance; maternity and childcare benefits; rural job guarantee; and food security. These cover most of the Indian population with adequate social protection in various stages of their lives. The Central Government of India's social security and welfare expenditures are a substantial portion of the official budget and as well as the budgets of social security bodies, and state and local governments play roles in developing and implementing social security policies. Additional welfare measure systems are also uniquely operated by various state governments. The government uses the unique identity number (Aadhar) that every Indian possesses to distribute welfare measures in India. The comprehensive social protection system of India can be categorised as the follows: social assistance and mandatory social security contributory schemes mostly related to employment. The Code on Social Security, 2020 is part of the Indian labor code that deals with employees' social security and have generous provisions on retirement pension, healthcare insurance and medical benefits, sick pay and leaves, unemployment benefits and paid parental leaves. The largest employment related social security programs backed by The Code on Social Security, 2020 are the Employees' Provident Fund Organisation for retirement pension, provident fund, life and disability insurance and the Employees' State Insurance for healthcare and unemployment benefits along with sick pays. There is also the National Pension System which is increasingly gaining popularity. These are funded through social insurance contributions on the payroll. While the National Food Security Act, 2013, that assures food security to all Indians, is funded through the general taxation.

Rashtriya Swasthya Bima Yojana

Rashtriya Swasthya Bima Yojana is a government-run health insurance programme for the Indian poor. The scheme aims to provide health insurance coverage to the unrecognised sector workers belonging to the BPL category and their family members shall be beneficiaries under this scheme. It provides for cashless insurance for hospitalisation in public as well as private hospitals. The scheme started enrolling on April 1, 2008 and has been implemented in 25 states of India. A total of 36 million families have been enrolled as of February 2014. Initially, RSBY was a project under the Ministry of Labour and Employment. Now it has been transferred to Ministry of Health and Family Welfare from April 1, 2015

National Health Mission Public health initiative in India

The National Health Mission (NHM) was launched by the government of India in 2005 subsuming the National Rural Health Mission and National Urban Health Mission. It was further extended in March 2018, to continue until March 2020. It is headed by Mission Director and monitored by National Level Monitors appointed by the Government of India.Rural Health Mission (NRHM) and the recently launched National Urban Health Mission (NUHM). Main program components include Health System Strengthening (RMNCH+A) in rural and urban areas- Reproductive-Maternal- Neonatal-Child and Adolescent Health, and Communicable and Non-Communicable Diseases. NHM envisages achievement of universal access to equitable, affordable and quality health care services that are accountable and responsive to the needs of the people.

Pradhan Mantri Matri Vandana Yojana

Pradhan Mantri Matru Vandana Yojana (PMMVY), previously known as the Indira Gandhi Matritva Sahyog Yojana, is a maternity benefit program run by the government of India. It was originally launched in 2010 and renamed in 2017. The scheme is implemented by the Ministry of Women and Child Development. It is a conditional cash transfer scheme for pregnant and lactating women of 19 years of age or above for the first live birth. It provides a partial wage compensation to women for wage-loss during childbirth and childcare and to provide conditions for safe delivery and good nutrition and feeding practices. In 2013, the scheme was brought under the National Food Security Act, 2013 to implement the provision of cash maternity benefit of 6,000 (US$79) stated in the Act. Presently, the scheme is implemented on a pilot basis in 53 selected districts and proposals are under consideration to scale it up to 200 additional 'high burden districts' in 2015–16. The eligible beneficiaries would receive the incentive given under the Janani Suraksha Yojana (JSY) for Institutional delivery and the incentive received under JSY would be accounted towards maternity benefits so that on an average a woman gets 6,000 (US$79)

Under Article 15(3), the Constitution of India allows for positive discrimination in favor of women. The article, under right to equality, states that: "Nothing in this article shall prevent the State from making any special provision for women and children." In addition, the Directive Principles of State Policy 39(A) states that: "The State shall, in particular, direct its policy towards securing that the citizens, men and women equally, have the right to an adequate means of livelihood."

Pradhan Mantri Jan Dhan Yojana Financial scheme of the Indian government

Pradhan Mantri Jan Dhan Yojana is a financial inclusion program of the Government of India open to Indian citizens, that aims to expand affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions. This financial inclusion campaign was launched by the Prime Minister of India Narendra Modi on 28 August 2014. He had announced this scheme on his first Independence Day speech on 15 August 2014.

Pradhan Mantri Suraksha Bima Yojana is a government-backed accident insurance scheme in India. It was originally mentioned in the 2015 Budget speech by Finance Minister Late Shree Arun Jaitley in February 2015. It was formally launched by the Prime Minister Shree Narendra Modi on 8 May in Kolkata.

Pradhan Mantri Jeevan Jyoti Bima Yojana is a government-backed Life insurance scheme in India. It was originally mentioned in the year 2015 Budget speech by Finance Minister Arun Jaitley in February 2015. It was formally launched by Prime Minister Narendra Modi on 9 May in Kolkata. As of May 2015, only 20% of India's population has any kind of insurance, this scheme aims to increase the number.

Mahatma Jyotiba Phule Jan Arogya Yojana

Mahatma Jyotiba Phule Jan Arogya Yojana, previously Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY), is a Universal health care scheme run by the Government of Maharashtra for the poor people of the state of Maharashtra who holds one of the 4 cards issued by the government; Antyodaya card, Annapurna card, yellow ration card or orange ration card. The scheme was first launched in 8 districts of the Maharashtra state in July 2012 and then across all 35 districts of the state in November 2015. It provides free access to medical care in government empanelled 488 hospitals for 971 types of diseases, surgeries and therapies costing up to Rs.1,50,000 per year per family. As of 17 January 2016, around 11.81 lakh procedures amounting to Rs.1827 crore have been performed on patients from 7.13 lakh beneficiary families which includes over 7.27 lakh surgeries and therapies. The scheme is called successful amid some allegations of hospitals directly or indirectly causing patients to incur out-of-pockets expenses on some part of the treatment.

Ayushman Bharat Yojana Healthcare programme in India

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is a national public health insurance fund of the Government of India that aims to provide free access to health insurance coverage for low income earners in the country. Roughly, the bottom 50% of the country qualifies for this scheme. People using the program access their own primary care services from a family doctor. When anyone needs additional care, then PM-JAY provides free secondary health care for those needing specialist treatment and tertiary health care for those requiring hospitalization.

References

  1. "Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)". Ministry of Overseas Indian Affairs. Archived from the original on 21 November 2012. Retrieved 29 June 2014.
  2. "Mahatma Gandhi Pravasi Suraksha Yojana". Press Information Bureau,Government of India. Retrieved 29 June 2014.