Telus Communications is a Canadian national telecommunications company that provides a wide range of telecommunications products and services including internet access, voice, entertainment, healthcare, video, and IPTV television. The company is based in the Vancouver, British Columbia area; it was originally based in Edmonton, Alberta, before its merger with BCTel in 1999. Telus' wireless division, Telus Mobility, offers HSPA+, and LTE-based mobile phone networks. Telus is the incumbent local exchange carrier in British Columbia and Alberta. Telus' primary competitors are Shaw Communications. It also competes in the mobile sector with Rogers Communications, Bell Canada and Vidéotron.
HSBC Bank Canada, formerly the Hongkong Bank of Canada, is a bank in Canada that is a subsidiary of British banking giant HSBC - one of the largest banking groups in the world. HSBC Canada is the seventh largest bank in Canada, with offices in every province except Prince Edward Island, and is the largest foreign-owned bank in the country. Corporate headquarters are in the financial district of Vancouver, British Columbia. HSBC Bank Canada's Institution Number is 016.
Alberta Treasury Branches, doing business as ATB Financial, is a financial institution and Crown corporation owned by the Province of Alberta. ATB operates in Alberta only, providing financial services to over 753,000 Albertans and Alberta-based businesses. ATB has 175 branches and 141 agencies, serving a total of 243 communities in Alberta. Wealth management services are offered by ATB Investor Services or ATBIS. ATB has more than 5,300 employees. Headquartered in Edmonton, with total assets of C$51.9 billion, ATB is the largest Alberta-based financial institution.
Coast Capital Savings Federal Credit Union is a member-owned financial co-operative headquartered in Surrey, British Columbia. By membership, it is the largest credit union in Canada with 535,000 members and $20.1 billion in assets. Coast Capital Savings has 52 branches in the Metro Vancouver, Fraser Valley, Okanagan and Vancouver Island regions of British Columbia.
The Canada Deposit Insurance Corporation is a Canadian federal Crown Corporation created by Parliament in 1967 to provide deposit insurance to depositors in Canadian commercial banks and savings institutions. CDIC insures Canadians' deposits held at Canadian banks up to C$100,000 in case of a bank failure. CDIC automatically insures many types of savings against the failure of a financial institution. However, the bank must be a CDIC member and not all savings are insured. CDIC is also Canada's resolution authority for banks, federally regulated credit unions, trust and loan companies as well as associations governed by the Cooperative Credit Associations Act that take deposits.
Gulf and Fraser Fishermen's Credit Union operating as G&F Financial Group is a member-owned financial institution in Burnaby, British Columbia and the ninth largest credit union in British Columbia, by asset size. With a history dating back to 1936, G&F Financial Group provides banking and a variety of financial services including borrowing, investments and financial planning. It is insured by the Credit Union Deposit Insurance Corporation of British Columbia.
The Christian Labour Association of Canada (CLAC) is a labour union that represents workers in the construction, healthcare, and food industries. It was established in 1952 to represent workers on the basis of "Christian social principles." The union claims that its approach to labour relations develops workers' sense of responsibility, participation, stewardship, and dignity. It opposes what it calls the undemocratic, adversarial, and monopolistic practices of the labour movement.
Cooperative banking is retail and commercial banking organized on a cooperative basis. Cooperative banking institutions take deposits and lend money in most parts of the world.
BlueShore Financial is a credit union in Canada with over 40,000 clients and $4.9 billion in assets under administration. Headquartered in the City of North Vancouver, British Columbia, BlueShore Financial operates as a full service financial institution for its clients, and has 12 branches throughout the Lower Mainland of British Columbia and in Squamish, Whistler, and Pemberton. Its subsidiaries include BlueShore Wealth, BlueShore Leasing, BlueShore Transport Finance, and BlueShore Capital. BlueShore Financial is the operating name of North Shore Credit Union.
Kootenay Savings Credit Union, located in the Southern Interior of British Columbia, is the twenty-ninth largest credit union in Canada with over 39,000 members and assets of over $1 billion. It is insured by the Credit Union Deposit Insurance Corporation of British Columbia.
The Canadian Credit Union Association is the national trade association for credit unions in Canada. Founded in 1953, it rebranded to its current name in January 2016 to reflect its "evolving role as an association that is focused on growing a stronger... credit union industry."
Canadian Crown corporations are state-owned enterprises owned by the Sovereign of Canada. They are established by an Act of Parliament or Act of a provincial legislature and report to that body via a minister of the Crown in the relevant cabinet, though they are "shielded from constant government intervention and legislative oversight" and thus "generally enjoy greater freedom from direct political control than government departments."
The Investment Industry Regulatory Organization of Canada is a non-profit, national self-regulatory organization (SRO). Established through the merger of the Investment Dealers Association of Canada (IDA) and Market Regulation Services Inc. (RS) on June 1, 2008, IIROC oversees all investment dealers and trading activity on debt and equity markets in Canada.
Vancouver City Savings Credit Union, commonly referred to as Vancity, is a member-owned financial co-operative headquartered in Vancouver, British Columbia. By asset size, Vancity is the largest community credit union in Canada as of 2018, with CA$27.4 billion in assets plus assets under administration, 59 branches and more than 534,000 members.
Canada has the highest per-capita membership in credit unions in North America. More than a third of the population is a member of at least one credit union. Credit union membership is largest in Quebec, where they are known as caisses populaires, and in western Canada.
Peoples Trust Company, a division of Peoples Group, is a CDIC-insured trust company based in Vancouver, British Columbia, Canada, and with offices in Vancouver, Calgary, and Toronto. Privately owned, it is part of the Triple Five group of companies.
Grow is a private Canadian online lending company, headquartered in Vancouver, British Columbia. It is the first peer-to-peer online lender to be established in Canada. Grow's platform enables borrowers to obtain a loan, the loans are then sold to private accredited investors. In August 2015 they closed their series A round of financing at $10.2 million, a round that was led by Vancouver angel investors Markus Frind, founder of dating website Plenty of Fish, and Lance Tracey, founder of Internet hosting services company Peer 1 Hosting. On February 10, 2016 Grow announced its first partnership with a Canadian financial institution: First West Credit Union. The partnership will enable members of First West Credit Union to access the range of Grow product offerings directly through the British Columbian financial institution. The announcement with First West was followed on February 25, 2016, by a second partnership announcement with Conexus Credit Union, the largest credit union in Saskatchewan, in order to bring its online lending services to the province.
A routing number is the term for bank codes in Canada. Routing numbers consist of eight numerical digits with a dash between the fifth and sixth digit for paper financial documents encoded with magnetic ink character recognition and nine numerical digits without dashes for electronic funds transfers. Routing numbers are regulated by Payments Canada, formerly known as the Canadian Payments Association, to allow easy identification of the branch location and financial institution associated with an account.
