Healthcare in Slovenia is organised primarily through the Health Insurance Institute of Slovenia. In 2015, healthcare expenditures accounted for 8.10% of GDP.The Slovenian healthcare system was ranked 15th in the Euro health consumer index 2015. The country ranked second in the 2012 Euro Hepatitis Index.
The Slovenian healthcare system is a conservative-health care model financed for through a mandatory insurance program called the Health Insurance Institute of Slovenia, HIIS (Slovene: Zavod za zdravstveno zavarovanje Slovenije) with contributions paid by both employers and employees. However, not all costs are borne by the mandatory insurance scheme (though children's healthcare is fully covered).Almost all Slovenes thus pay voluntary insurance fees for additional coverage that provides additional funds for the healthcare system. Healthcare expenditure is comparable to those of other advanced European nations. The National Health Insurance Institute oversees all healthcare services. Citizens (and registered long-term residents) have a right to equal healthcare access.
The National Health Insurance Institute is legally mandated to provide compulsory health insurance to all citizens. All newly hired employers must be registered with the NIIS by the employer. The combined contribution equates to 13.45%, 6.56% of which is paid for by the employer, and 6.36% by the employee. The employer also pays and additional 0.53% work-related injury and occupational disease insurance.
Dependent family members are covered by the employed family members. Self-employed people must contribute a fixed proportion of their after-tax income. The unemployed, elderly, long-term sickness patients, or people on maternity leave pay a fixed amount of healthcare contributions with the amount dependent on their health status.
The state fund does fully cover most medical services (treatments, prescription drugs, hospitalization, etc.).The Mutual Health Insurance organization (Vzajemna zdravstvena zavarovalnica) was established in 1999 to provide voluntary complementary health insurance (co-pay coverage). It is owned and operated by the insured and operates as a non-profit and mutuality status. Other insurance companies are also able to offer complementary insurance.
All emergency services are provided for free, including the cost of the ambulance. [ citation needed ]Emergency rooms are open all day, every day of the year. For people who are not Slovene citizens, emergency care may also be provided, usually free of charge. Once stabilized, the doctor or staff will ask for proof of insurance, or else the patient may have to pay a small fee.
Dental services may entail co-pays. All people up to the age of 19 are given free access to dental care without co-payments. With the exception of emergency cases, co-payments for adults range anywhere between 10–60%, with co-payment rates for individual procedures fixed by the Health Care and Health Insurance Act of 1992.
With the wave of rapid modernization in the early 1990s, the newly independent Republic of Slovenia attempted to resolve long-standing issues with the nation's healthcare system, culminating with the overhaul of the system with the passage of the Health Care and Health Insurance Act of 1992. The act reintroduction of the private practices, among other provisions.
There is a higher level of satisfaction of those who were treated by a private practitioner than of those who went to a public physician (Toš et al. 2004).
From 1992 to 2009, there were 1,279 private practitioners in the country, out of a total of 8,191 physicians.Private practitioners may also be registered with the HIIS. Only 190 were not registered by the end of 2006. There seems to be a trend in people shifting towards private practitioners with the introduction of provision care in private practices. In fact, the highest proportion of all private practices comes from the dental field, where around 15% of all dentists are in a private practice.
There are still issues facing the Slovene health system, particularly long waiting times. Especially problematic are waiting times for dental services, as well as some specialists.
Since 2006, the physician unemployment has remained low; there is in fact a shortage of physicians, especially in parts of the country where access to healthcare is limited. Since the 1990s, there has been a steady increase in the number of physicians in Slovenia, mainly due to the fact that most medical schools increased their number of graduates, and increased migration other from parts of the former Yugoslavia to Slovenia.
There has been an upward trend in the number of dentists as well, however, the rate of increase is lower than for physicians.[ citation needed ]
Since the economic crisis of 2008, Slovenia was one of the many nations that experienced hardship. Like many other nations, the amount of health spending decreased in real terms in 2010. [ citation needed ]While health spending had increased since, the amount is less than 1% per year. However, the amount spend on healthcare expenditures has also been challenged. In 2012, Slovenia paid 9.3% of its GDP on healthcare and long-term care, the same as the OECD average. However, this was higher than the average amount of GDP spent for nations with comparable GDP's per capita. There have also been complaints of higher costs for the voluntary insurance.
Like many other OECD nations, spending on pharmaceuticals has been decreasing, with Slovenia decreasing spending by less than 1% in 2011, but increasing 2.6% in 2012. In 2009, there were reforms to control the spending growth on pharmaceuticals. These reforms included lists of drugs that would be reimbursed by the national health insurance fund, as well as price reductions that was negotiated between both the government and pharmaceutical companies.
See List of hospitals in Slovenia
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This article provides a brief overview of the health care systems of the world, sorted by continent.
Health care finance in the United States discusses how Americans obtain and pay for their healthcare, and why U.S. healthcare costs are the highest in the world based on various measures.
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