Gerbang Pembayaran Nasional

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Gerbang Pembayaran Nasional
Company type Public
Industry Financial services
FoundedDecember 4, 2017;7 years ago (2017-12-04)
Headquarters Indonesia
Area served
Indonesia
Products Payment systems, payment cards, smart cards, contactless payment, electronic funds transfer, clearing services
Parent Bank Indonesia
Website GPN on Bank Indonesia website

Gerbang Pembayaran Nasional, also known as National Payment Gateway or by its abbreviation, GPN, is an interbank network in Indonesia initiated by Bank Indonesia. GPN is a system consisting of standards, switching, and services built through a set of rules and mechanisms to integrate various instruments and payment channels nationwide. Launched on 4 December 2017, in Jakarta through Bank Indonesia Regulation No.19/8/PBI/2017 and the Regulation of Members of the Board of Governors No.19/10/PADG/2017 regarding Gerbang Pembayaran Nasional (National Payment Gateway), [1] [2] [3] GPN localises the banking payment system in Indonesia which was previously concentrated on multinational payment card services corporations such as Visa and Mastercard.

Contents

GPN is integrated with national QR code payment standard QRIS and interbank transfer standard BI-Fast. [4]

It is mandatory for banking customers in Indonesia to have at least one GPN card for domestic offline transactions. [5]

See also

References

  1. ↑ D. W. Martowardojo, Agus; H. Laoly, Yasonna (21 June 2017). "PERATURAN BANK INDONESIA NOMOR 19/8/PBI/2017 TENTANG GERBANG PEMBAYARAN NASIONAL (NATIONAL PAYMENT GATEWAY)" (PDF). Bank Indonesia . Jakarta.
  2. ↑ D. W. Martowardojo, Agus (20 September 2017). "PERATURAN ANGGOTA DEWAN GUBERNUR NOMOR 19/10/PADG/2017 TENTANG GERBANG PEMBAYARAN NASIONAL (NATIONAL PAYMENT GATEWAY)" (PDF). Bank Indonesia . Jakarta.
  3. ↑ Arief Pribadi, Indra (4 December 2017). Ratna Sari, Heppy (ed.). "Gerbang Pembayaran Nasional resmi berlaku". Antara (in Indonesian). Retrieved 1 September 2025.
  4. ↑ Mayasari, Selvi (22 September 2023). Mahadi, Tendi (ed.). "Kartu Debit GPN Ternyata Masih Banyak Diminati" [GPN Debit Card is Still In High Demand]. Kontan.co.id (in Indonesian). Retrieved 2 September 2025.
  5. ↑ "Bank Jago - Jago Debit Card FAQ". Bank Jago. Retrieved 2 September 2025. Bank Indonesia requires each Bank customer to have 1 debit card with the GPN (Gerbang Pembayaran Nasional) network from Bank Jago or other banks to carry out various offline transactions in Indonesia.


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