For many years, U.S. Route 151 passed directly through Monticello. In 2004, a four-lane bypass around Monticello was completed and opened. As a result, the highway was moved approximately one mile east of the previous route.
As of the census of 2020,[8] there were 4,040 people, 1,697 households, and 985 families residing in the city. The population density was 731.0 inhabitants per square mile (282.2/km2). There were 1,843 housing units at an average density of 333.5 per square mile (128.8/km2). The racial makeup of the city was 93.2% White, 1.1% Black or African American, 0.1% Native American, 0.5% Asian, 0.0% Pacific Islander, 1.6% from other races and 3.5% from two or more races. Hispanic or Latino persons of any race comprised 2.8% of the population.
Of the 1,697 households, 26.5% of which had children under the age of 18 living with them, 45.1% were married couples living together, 7.4% were cohabitating couples, 26.9% had a female householder with no spouse or partner present and 20.6% had a male householder with no spouse or partner present. 42.0% of all households were non-families. 36.8% of all households were made up of individuals, 18.4% had someone living alone who was 65 years old or older.
The median age in the city was 42.5 years. 22.4% of the residents were under the age of 20; 4.5% were between the ages of 20 and 24; 24.8% were from 25 and 44; 24.1% were from 45 and 64; and 24.3% were 65 years of age or older. The gender makeup of the city was 50.2% male and 49.8% female.
2010 census
As of the census[9] of 2010, there were 3,796 people, 1,693 households, and 991 families living in the city. The population density was 603.5 inhabitants per square mile (233.0/km2). There were 1,839 housing units at an average density of 292.4 per square mile (112.9/km2). The racial makeup of the city was 98.6% White, 0.3% African American, 0.3% Asian, 0.3% from other races, and 0.5% from two or more races. Hispanic or Latino of any race were 1.3% of the population.
There were 1,693 households, of which 25.8% had children under the age of 18 living with them, 46.5% were married couples living together, 8.6% had a female householder with no husband present, 3.4% had a male householder with no wife present, and 41.5% were non-families. 35.6% of all households were made up of individuals, and 18.1% had someone living alone who was 65 years of age or older. The average household size was 2.18 and the average family size was 2.82.
The median age in the city was 43.3 years. 22.3% of residents were under the age of 18; 6.9% were between the ages of 18 and 24; 22.8% were from 25 to 44; 26.3% were from 45 to 64; and 21.8% were 65 years of age or older. The gender makeup of the city was 47.5% male and 52.5% female.
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