This is a list of countries by annualized interest rate set by the central bank for charging commercial, depository banks for loans to meet temporary shortages of funds.
| Country or currency union | Central bank interest rate (%) | Change since most recent decision | Effective date of last change | Average inflation rate (%) [1] [ clarification needed ] | Difference |
|---|---|---|---|---|---|
| 6.00 | 24 July 2021 [2] | 3.38 | 2.62 | ||
| 2.50 | 2 July 2025 [3] | 1.78 | 0.72 | ||
| 3.00 | 29 April 2020 [4] | 4.14 | -1.14 | ||
| 18.00 | 21 November 2023 [5] | 22.64 | -4.64 | ||
| 29.00 | 31 January 2025 [6] | 40.85 | -11.85 | ||
| 6.75 | 4 February 2025 [7] | 2.62 | 4.13 | ||
| 3.60 | 13 August 2025 [8] | 1.78 | 1.82 | ||
| 7.00 | 23 July 2025 [9] | 5.02 | 1.98 | ||
| 4.00 | 22 December 2016 [10] | 1.86 | 2.14 | ||
| 4.50 | 30 October 2025 [11] | 0.63 | 3.87 | ||
| 10.00 | 27 October 2024 [12] | 5.58 | 4.42 | ||
| 2.00 | 1 April 2020 [13] | 3.51 | -1.51 | ||
| 9.75 | 23 June 2025 [14] | 6.25 | 3.50 | ||
| 3.20 | 1 October 2025 [15] | 1.83 | 1.37 | ||
| 1.90 | 22 August 2024 [16] | 3.40 | -1.50 | ||
| 15.00 | 18 June 2025 [17] | 4.35 | 10.65 | ||
| 1.82 | 1 August 2025 [18] | 1.92 | -0.10 | ||
| 2.25 | 30 October 2025 [19] | 1.94 | 0.31 | ||
| 1.50 | 16 May 2024 [20] | 1.05 | 0.45 | ||
| Central African States | 4.50 | 24 March 2025 [21] | |||
| 4.75 | 30 July 2025 [22] | 2.80 | 1.95 | ||
| 3.10 | 21 October 2024 [23] | 2.00 | 1.10 | ||
| 9.25 | 30 April 2025 [24] | 3.36 | 5.89 | ||
| 3.50 | 18 September 2025 [25] | 1.60 | 1.90 | ||
| 17.50 | 7 October 2025 [26] | 18.09 | -0.59 | ||
| 4.50 | 22 September 2025 [27] | ||||
| 3.50 | 9 May 2025 [28] | 2.67 | 0.83 | ||
| 1.60 | 6 June 2025 [29] | 0.85 | 0.75 | ||
| 5.50 | 30 September 2025 [30] | 4.05 | 1.45 | ||
| Eastern Caribbean | 3.00 | 28 January 2024 [31] | |||
| 21.00 | 2 October 2025 [32] | 13.69 | 7.31 | ||
| 7.00 | 22 November 2024 [33] | 4.36 | 2.64 | ||
| | 2.00 | 11 June 2025 [34] | |||
| 0.25 | 18 March 2020 [35] | 1.54 | -1.29 | ||
| 17.00 | 29 August 2023 [36] | 6.93 | 10.07 | ||
| 8.00 | 23 May 2024 [37] | 5.59 | 2.41 | ||
| 28.00 | 28 March 2024 [38] | 9.70 | 18.30 | ||
| 4.50 | 27 November 2024 [39] | 3.97 | 0.53 | ||
| 5.75 | 28 October 2024 [40] | 4.14 | 1.61 | ||
| 4.50 | 18 September 2025 [41] | 1.79 | 2.71 | ||
| 6.50 | 25 September 2024 [42] | 3.30 | 3.20 | ||
| 7.50 | 21 May 2025 [43] | 2.91 | 4.59 | ||
| 5.50 | 6 June 2025 [44] | 4.70 | 0.80 | ||
| 4.75 | 17 September 2025 [45] | 2.70 | 2.05 | ||
| 23.00 | 8 March 2023 [46] | 30.05 | -7.05 | ||
| 4.50 | 1 January 2024 [47] | 0.55 | 3.95 | ||
| 5.75 | 21 May 2025 [48] | 4.57 | 1.18 | ||
| 0.50 | 27 January 2025 [49] | 0.35 | 0.15 | ||
| 6.25 | 21 September 2025 [50] | 2.16 | 4.09 | ||
| 18.00 | 13 October 2025 [51] | 6.61 | 11.39 | ||
| 9.50 | 12 August 2025 [52] | 5.81 | 3.69 | ||
| 3.75 | 18 September 2025 [53] | 1.69 | 2.06 | ||
| 10.00 | 28 October 2025 [54] | 5.03 | 4.97 | ||
| 20.00 | April 2023 [55] | 39.55 | -19.55 | ||
| 6.75 | 5 August 2025 [56] | 5.04 | 1.71 | ||
| 4.50 | 18 September 2025 [57] | ||||
| 26.00 | 1 February 2024 [58] | 9.65 | 16.35 | ||
| 2.75 | 9 July 2025 [59] | 1.36 | 1.39 | ||
| 4.50 | 4 February 2025 [60] | 3.01 | 1.49 | ||
| 7.50 | 25 September 2025 [61] | 4.67 | 2.83 | ||
| 6.00 | 18 September 2025 [62] | 4.34 | 1.66 | ||
| 12.00 | 10 March 2025 [63] | 5.50 | 6.50 | ||
| 2.25 | 18 March 2025 [64] | 0.92 | 1.33 | ||
| 9.75 | 29 September 2025 [65] | 6.22 | 3.53 | ||
| 6.50 | 15 October 2025 [66] | 4.08 | 2.42 | ||
| 2.50 | 8 October 2025 [67] | 1.95 | 0.55 | ||
| 6.50 | 15 November 2024 [68] | 4.40 | 2.10 | ||
| 27.00 | 23 September 2025 [69] | 14.03 | 12.97 | ||
| 5.35 | 5 February 2025 [70] | 1.58 | 3.77 | ||
| 4.00 | 18 September 2025 [71] | 2.14 | 1.86 | ||
| 4.50 | 29 October 2025 [72] | 0.94 | 3.54 | ||
| 11.00 | 6 May 2025 [73] | 6.89 | 4.11 | ||
| 5.00 | 2 September 2025 [74] | 4.46 | 0.54 | ||
| 6.00 | 21 March 2024 [75] | 3.12 | 2.88 | ||
| 4.25 | 11 September 2025 [76] | 2.25 | 2.00 | ||
| 4.75 | 10 October 2025 [77] | 3.50 | 1.25 | ||
| 4.50 | 9 October 2025 [78] | 2.74 | 1.76 | ||
| 4.35 | 30 October 2025 [79] | -0.04 | 4.39 | ||
| 6.50 | 8 August 2024 [80] | 3.35 | 3.15 | ||
| 16.50 | 24 October 2025 [81] | 8.20 | 8.30 | ||
| 6.75 | 21 August 2025 [82] | 3.75 | 3.00 | ||
| 0.37 | 18 July 2024 [83] | 1.13 | -0.93 | ||
| 4.50 | 29 October 2025 [84] | 1.24 | 3.26 | ||
| 5.75 | 12 September 2024 [85] | 2.31 | 3.44 | ||
| 1.75 | 26 March 2024 [86] | 3.91 | -2.16 | ||
| 18.75 | 26 September 2025 [87] | 14.77 | 3.98 | ||
| 4.50 | 22 September 2025 [88] | ||||
| 7.00 | 1 August 2025 [89] | 4.34 | 2.66 | ||
| 2.50 | 29 May 2025 [90] | 1.31 | 1.19 | ||
| 15.00 | 22 March 2023 [91] | 73.91 | -58.91 | ||
| 7.75 | 22 May 2025 [92] | 4.97 | 2.78 | ||
| 10.00 | 18 September 2013 [93] | 24.53 | -14.53 | ||
| 1.75 | 1 October 2025 [94] | 1.66 | 0.09 | ||
| 0.00 | 20 June 2025 [95] | 0.31 | -0.31 | ||
| 2.00 | 22 March 2024 [96] | 0.91 | 1.09 | ||
| 7.75 | 4 August 2025 [97] | 7.10 | 0.65 | ||
| 6.00 | 4 April 2024 [98] | ||||
| 1.50 | 13 August 2025 [99] | 0.49 | 1.01 | ||
| 3.50 | 17 March 2020 [100] | 1.11 | 2.39 | ||
| 7.50 | 27 March 2025 [101] | 6.14 | 1.36 | ||
| 39.50 | 24 October 2025 [102] | 14.38 | 26.12 | ||
| 9.75 | 7 October 2024 [103] | 3.11 | 6.64 | ||
| 15.50 | 7 March 2025 [104] | 9.11 | 6.39 | ||
| 3.90 | 29 October 2025 [105] | 0.61 | 3.29 | ||
| 4.00 | 7 August 2025 [106] | 2.00 | 2.00 | ||
| 4.00 | 30 October 2025 [107] | 2.46 | 1.54 | ||
| 8.25 | 7 October 2025 [108] | 7.80 | 0.45 | ||
| 14.00 | 24 March 2025 [109] | 13.95 | 0.05 | ||
| 58.95 | 1 October 2025 [110] | ||||
| 4.50 | 16 June 2023 [111] | 3.02 | 1.48 | ||
| West African States | 3.25 | 16 June 2025 [112] | |||
| 14.50 | 15 February 2025 [113] | 12.25 | 2.25 | ||
| 35.00 | 27 September 2024 [114] | 183.31 | -148.31 |