The Federal Housing Administration (FHA), also known as the Office of Housing within the Department of Housing and Urban Development (HUD), is a United States government agency founded by President Franklin Delano Roosevelt, established in part by the National Housing Act of 1934. Its primary function is to provide insurance for mortgages originated by private lenders for various types of properties, including single-family homes, multifamily rental properties, hospitals, and residential care facilities. FHA mortgage insurance serves to safeguard these private lenders from financial losses. In the event that a property owner defaults on their mortgage, FHA steps in to compensate the lender for the outstanding principal balance.
Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. The home can be a house, such as a single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also functions as a real estate investment.
A pinnacle is an architectural feature.
WUXP-TV is a television station in Nashville, Tennessee, United States, affiliated with MyNetworkTV. It is owned by Sinclair Broadcast Group alongside WZTV, a dual affiliate of Fox and The CW, as well as WNAB, which Sinclair manages on behalf of Tennessee Broadcasting. The stations share studios on Mainstream Drive along the Cumberland River; WUXP-TV's transmitter is located along I-24 in Whites Creek.
SunTrust Banks, Inc. was an American bank holding company with SunTrust Bank as its largest subsidiary and assets of US$199 billion as of March 31, 2018. The bank's most direct corporate parent was established in 1891 in Atlanta, where it was headquartered.
Canada Mortgage and Housing Corporation is Canada's federal crown corporation responsible for administering the National Housing Act, with the mandate to improve housing by living conditions in the country.
Equity sharing is another name for shared ownership or co-ownership. It takes one property, more than one owner, and blends them to maximize profit and tax deductions. Typically, the parties find a home and buy it together as co-owners, but sometimes they join to co-own a property one of them already owns. At the end of an agreed term, they buy one another out or sell the property and split the equity. In England, equity sharing and shared ownership are not the same thing.
G. Kennedy Thompson, also known as Ken Thompson, is an American banker and businessman who was chairman, president, and CEO of Wachovia Corporation, formerly First Union Corporation, from 2000 through 2008. During his leadership, Wachovia grew to become the nation's fourth largest bank.
Virginia Housing, formerly the Virginia Housing Development Authority (VHDA), is a self-supporting organization created by the Commonwealth of Virginia in 1972, to help Virginians attain quality affordable housing. Mortgages are funded by bonds issued by Virginia Housing, not by taxpayer dollars, and are available for homebuyers and developers of quality rental housing. The group teaches free homeownership classes, and helps people with disabilities and the elderly make their homes more livable. Virginia Housing works with lenders, developers, local governments, and community service organizations.
The New York State Housing Finance Agency (HFA) is a New York State public-benefit corporation created in 1960 to increase the supply of rental housing for low-income people by issuing bonds and providing low-interest mortgage loans to regulated housing companies.
Clayton Homes is the largest builder of manufactured housing and modular homes in the United States. It is a wholly owned subsidiary of Warren Buffett's Berkshire Hathaway.
The Pinnacle at Symphony Place is a 29-story, office and retail skyscraper located in Nashville, Tennessee, in the city's SoBro district. Located adjacent to the Schermerhorn Symphony Center, the building officially opened on February 10, 2010. The building includes 520,000 square feet (48,000 m2) of Class A office space and 23,000 square feet (2,100 m2) of retail space.
Self-Help is a national community development financial institution headquartered in Durham, North Carolina. Between the years of 1980-2017, Self-Help reportedly provided over $7 billion in financing to 146,000 families, individuals and businesses. It aims to drive economic development and strengthen communities by providing financial services, lending to individuals, small businesses and nonprofits. It also aims to develop real estate and promote fair financial practices across the nation. Through its credit union network, Self-Help serves 150,000 members in North Carolina, California, Illinois, South Carolina, Virginia, Wisconsin and Florida.
Affordable housing in Canada refers to living spaces that are deemed financially accessible to households with a median household income. Housing affordability is generally measured based on a shelter-cost-to-income ratio (STIR) of 30% by the Canada Mortgage and Housing Corporation (CMHC), the national housing agency of Canada. It encompasses a continuum ranging from market-based options like affordable rental housing and affordable home ownership, to non-market alternatives such as government-subsidized housing. Canada ranks among the lowest of the most developed countries for housing affordability.
BNC Bank was a bank based in High Point, North Carolina, United States. In 2014 its parent company BNC Bancorp had $4.05 billion in assets, 38 branches in North Carolina and 13 in South Carolina. Its latest acquisition gave BNC $6.8 billion in assets and 87 branches, 48 in North Carolina, 29 in South Carolina nine in Virginia, and one in Haiti.
Howard County Housing is the umbrella organization for the Howard County Department of Housing and Community Development and the Howard County Housing Commission. The Department is Howard County Government’s housing agency, and the Commission is a public housing authority and non-profit. Both have boards that meet monthly.
William Francis Hagerty IV is an American politician, businessman, and diplomat serving as the junior United States senator from Tennessee since 2021. A member of the Republican Party, he served as the 30th United States ambassador to Japan from 2017 to 2019 under President Donald Trump.
Unison Home Ownership Investors is an American home ownership investment company based in San Francisco, California. The company uses a shared ownership model to allow customers to buy a home when they don't have enough capital to get a normal mortgage taking a percentage of the gain when the house is sold. The company also provides reverse mortgages for people to release funds out of an existing real estate asset taking a share of capital gain. The funding is provided by institutional investors such as pension funds.
Metropolitan Development and Housing Agency (MDHA) (1972) is a government agency in Nashville, Tennessee. The original agency was formed in 1938 and it was called the Nashville Housing Authority (NHA). The goal of the MDHA is to provide affordable housing for low income families. The agency also provides business and personal training to residents of low income housing.
The First Home Scheme (FHS) is a shared equity program launched in Ireland on 7 July 2022. It aims to help individuals and families looking to purchase a property by providing supplemental funding in the form of an equity share. The funding is used in addition to the deposit and mortgage, so that the potential homebuyer can afford the price of their home.
US$ 1,147.587 million (2018) [1] 
